Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 30 November 2018. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €40,709,130
  • €34,407,050
  • €6,302,080
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €18,892,693
  • €17,933,331
  • €959,362
  • 46.00%
Minus charged/defaults*€00.00%
To be repaid€21,816,43654.00%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
MilaapIndia€2,128,754
Opportunity BankUganda€1,604,925
KreditCambodia€1,401,186
FinancialAccessKenya€1,320,300
SollatekKenya€1,132,083
Golomt BankMongolia€1,070,850
SimGasKenya€918,528
SolarWorks! Mozambique€691,666
Eclof ColombiaColombia€670,951
MAXIMACambodia€608,124
upOwaCameroon€500,000
UmatiKenya€455,000
SolarNowUganda€445,000
Sistema.bioMexico€375,000
AzuriKenya€371,250
WEnergyPhilippines€350,000
BNFKenya€308,508
NPFCPhilippines€303,880
LulalendSouth Africa€302,600
NewLight AfricaKenya€300,000
MDF West Africa Ghana€300,000
VitaliteZambia€200,000
CrystalGeorgia€144,995
Vision FundMongolia€127,721
SunTransferKenya€100,000
Nusa MakmurIndonesia€95,050
ABii NationalGhana€93,750
Agora MicrofinanceZambia€48,845

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€21,816,436100.00%
No delay ***€20,294,02693.02%
  • €1,522,409
  • €303,880
  • €918,528
  • €300,000
  • 6.98%
  • 1.39%
  • 4.21%
  • 1.38%

Interest

Percentage
Average interest rate received from lenders anually.6.73%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand2.23%
Average effective interest for investors anually4.50%

Other statistics

First investment 5 March 2013
Total number of investments76,414
Total number of projects offered2,349
Total number of projects financed2,349
Total repaid interest€1,005,620
To be repaid interest€851,623

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.