Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 30 September 2018. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
Total investments€31,880,500100.00%
Minus total repaid€15,948,42250.00%
Minus charged/defaults*€00.00%
To be repaid€15,932,07750.00%

Outstanding investments by counterparty

CounterpartyOutstanding notional
Milaap€1,938,866
Kredit€1,587,433
OBUL€1,568,275
FinancialAccess€1,346,350
Sollatek€1,006,458
SimGas€918,528
Golomt Bank€805,358
SolarWorks! Trading€733,333
Eclof Colombia€731,159
MAXIMA€678,360
Sistema.bio€450,000
Umati€445,000
Azuri€429,000
WEnergy€383,333
NPFC€345,953
SolarNow€345,500
Lulalend€302,600
NewLight Africa Ltd.€300,000
BNF€277,174
upOwa€275,000
VITALITE Zambia Ltd.€200,000
VFM€177,996
Crystal€159,087
SunTransfer€125,075
NM€95,450
ABii€93,750
AMZ€64,262

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€15,932,077100.00%
No delay ***€14,667,59492.06%
Delayed **€1,264,4827.94%
NPFC€345,9532.17%
SimGas€918,5285.77%

Interest

Percentage
Average interest rate received from lenders anually.6.81%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand2.37%
Average effective interest for investors anually4.44%

Other statistics

First investment 5 March 2013
Total number of investments71,507
Total number of projects offered2,293
Total number of projects financed2,293
Total repaid interest€882,930
To be repaid interest€874,941

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.