funding gap emerging markets

Noem Sina

  • Phillip Bank
  • Local partner investment
  • + 12 other investors
  • Noem is now asking for a loan of EUR 4,400 to purchase more cloths in Phnom Penh for resell.

    36 months
    6 months
    Maturity36 months
    Repayments6 months
      Fully funded in 3 days on 10 December 2016.
      Choose amount
      Invest from €50
      Average investment
      Based on all Lendahand historical investments
      Complete funding
      Project will be fully funded


      Noem Sina resides in Siem Reap with her husband and one young child. She is a true entrepreneur selling clothes in the downtown market. 

      Every 3-5 months, she goes to Phnom Penh city where she can buy the clothe in bulk to resell. Her husband is a motor-taxi driver. She is now asking for a loan to purchase more clothe for resell. 

      She sees this business opportunity as a way to increase her income and to provide a higher standard of living for her and her family.

      Company nameNoem Sina
      CEONoem Sina
      LocationSiem Reap
      SectorWholesale / Retail


      Phillip Bank is a microfinance institution in Cambodia that invests in people and their businesses via Micro-loans. By providing working capital to local entrepreneurs, they enable people in Cambodia to further expand their businesses and reach their potential for business growth and job creation.

      Micro-loans are an effective tool against poverty. Research has shown that communities with more viable small local businesses have more balanced economies and higher average prosperity levels. Their turnover mainly flows back to their communities, ensuring economic growth and stability. The capital provided by Phillip Bank works towards sustainably improving families' financial well-being in rural and urban communities.


      SDG’s impacted

      With this project you are contributing to the following Sustainable Development Goals:

      SDG 1. No poverty

      SDG 8. Decent work and economic growth

      Read more about the impact you can make through our platform and the SDGs on our impact page.


      Related blog articles

      Read more here on how every Phillip Bank project that appears on our platform invests in several local entrepreneurs. 

      • With this investment 1 job is created
      • With this investment 4 lives are improved

      Sorry! You must be logged in to view this page.

      Sorry! You must be logged in to view this page.

      Sorry! You must be logged in to view this page.

      Sorry! You must be logged in to view this page.

      Sorry! You must be logged in to view this page.

      We have already contributed for Noem Sina

      Ron van Eijk
      Frans Wittenberg
      Frank Fekken
      + and another