Mikro Kapital

"MIKRO KAPITAL MOLDOVA" is a non-banking financial organization active in Moldova. It's one of the leading microfinance organisations in the country that specialises in the financing of micro-, small- and medium sized enterprises (MSMEs)

It is part of the international group of companies called "MIKRO KAPITAL". The group has operations in The Commonwealth of Independent States (CIS) (made up of former Soviet Union states) and Western Europe. Currently, it is active in the financial markets of Russia, Belarus, Moldova, Armenia and Romania.

General information

BorrowerOCN ''Mikro Kapital Company" SRL
CountryMoldova, Republic of
Head officeChisinau
Founded 4 April 2013
Active on Lendahand since 1 January 2021

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Financial information per 2020-09-30

Portfolio Overview€16,529,167
Equity / total assets25.16%
Write-off ratio last 12 months0.20%
% investment amount in arrears (>90 days)2.43%

About Moldova, Republic of

Moldova, officially the Republic of Moldova is a landlocked country in Eastern Europe. It is bordered by Romania to the west and Ukraine to the north, east, and south. The capital city is Chisinau. Due to a decrease in industrial and agricultural output following the dissolution of the Soviet Union, the service sector has grown to dominate Moldova's economy and is over 60% of the nation's GDP. It is the second poorest country in Europe by GDP per capita, and it has the lowest Human Development Index in the continent.

Most recently funded project

Mikro Kapital

With a loan of EUR 300,000 Mikro Kapital Moldova (new partner) will provide working capital to 35 entrepreneurs from the Republic of Moldova. The proceeds will go to medium and small businesses from sectors like agriculture, trade and transport services.

  • Local partner investment
  • 5 new jobs
  • 175 people reached



36 months



Annual interest



6 months

Repayment Terms
Fully funded in 4 days on 11 January 2021.