BnF was founded in 2015 to respond to a need for end-user financing for socially impactful products in Kenya. BnF finances SME end-user clients and is part of the Venture South International network which specializes in SME finance. Our partner BnF is registered as "Lending Company" in Kenya. 

Juddie Mmosi is the Executive Director and has more than 15 years of experience in the world of microfinance, finance and SME lending. She is an experienced manager and has worked with several international organizations.

General information

BorrowerBiashara na Fedha (VSK) ltd
Head officeNairobi
Founded 1 January 2015
Active on Lendahand since 1 May 2016

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Financial information per 2020-09-30

Portfolio Overview€320,235.90
Equity / total assets57.26%
Write-off ratio last 12 months0.00%
% investment amount in arrears (>90 days)11.66%

About Kenya

Kenya has the highest income per capita and the largest economy of East Africa, making the country the financial center of the region. This is partly due to its convenient location at the coast, allowing the country to be the regional trade center. Kenyans are typically higher educated compared to people in neighboring countries. There is a free market and low import and export restrictions. All of these factors lead to Kenya being the main location for foreign companies to settle in after South Africa. Important sectors are agriculture, industry and services, including the financial sector. The increase in export of tea and flowers also contributes to an influx of foreign currency.

Most recently funded project

Solar Home Systems 65

With a loan of EUR 20,500 local partner BNF will be able to install 98 solar home systems at households in Kenia.

  • Local partner investment
  • 2 new jobs
  • 490 people reached
  • 98 solar systems installed



12 months



Annualized interest
Fully funded in 1 hour on 23 December 2020.