Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 31 January 2019. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €45,100,220
  • €36,964,550
  • €8,135,670
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €21,896,633
  • €20,076,733
  • €1,819,900
  • 48.55%
Minus charged/defaults*€00.00%
To be repaid€23,203,58651.45%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
MilaapIndia€2,168,845
Opportunity BankUganda€1,555,200
Golomt BankMongolia€1,363,910
SollatekKenya€1,248,333
FinancialAccessKenya€1,232,450
KreditCambodia€1,216,222
SolarWorks! Mozambique€924,167
SimGasKenya€919,595
Eclof ColombiaColombia€602,952
SolarNowUganda€575,000
MAXIMACambodia€551,263
upOwaCameroon€503,125
VitaliteZambia€400,000
Sistema.bioMexico€375,000
AzuriKenya€371,250
BNFKenya€369,983
WEnergyPhilippines€333,333
NewLight AfricaKenya€300,000
MDF West Africa Ghana€300,000
ECS ZambiaZambia€300,000
NPFCPhilippines€289,419
UmatiKenya€278,000
CrystalGeorgia€136,664
Vision Fund MongoliaMongolia€105,048
MoringawayZambia€100,400
SunTransferKenya€100,000
ABii NationalGhana€93,750
Agora MicrofinanceZambia€30,708
LulalendSouth Africa€10,200
Nusa MakmurIndonesia€0

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€23,203,586100.00%
No delay ***€21,694,57193.50%
  • €1,509,014
  • €289,419
  • €919,595
  • €300,000
  • 6.50%
  • 1.25%
  • 3.96%
  • 1.29%

Interest

Percentage
Average interest rate received from lenders anually.6.66%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand2.13%
Average effective interest for investors anually4.53%

Other statistics

First investment 5 March 2013
Total number of investments81,641
Total number of projects offered2,401
Total number of projects financed2,401
Total repaid interest€1,117,468
To be repaid interest€887,623

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.