Delta 4

Uzbekistan

Country

The project

Alimo and his wife run a small workshop where four women work. They process raw cotton into products like cushions, blankets, and tablecloths. Eight years ago, they started their business, primarily selling at local markets. Now, with the help of social media, they’ve expanded their reach and sell their products across Uzbekistan.

Invest in Delta and support microloans to SMEs in Uzbekistan

Proudly, Alimo and his wife showcase the products made in their workshop.

Two years ago, Alimo and his wife decided to expand their business. With a loan from the microfinance institution Delta, they increased their revenue and hired more people. Delta provides fast and accessible loans with minimal bureaucracy, helping entrepreneurs like Alimo grow. Initially, they applied for a loan at the main office, but now they’re clients of a local branch, making communication even easier. Along with the loan, they also receive financial advice, training, and workshops from Delta.

A loan to small business owners like Alimo not only helps their business grow but also creates jobs, contributing to the local economy in Uzbekistan.

What social impact does your investment make?

Despite recent progress, Uzbekistan still faces challenges. In 2023, unemployment fell to 6.8%, but poverty, especially in rural areas, remains a major issue. Many small business owners struggle to secure the funding they need to grow their businesses and create jobs.

Delta addresses this by offering microloans and providing entrepreneurs with advice, training, and market insights. With new branches opening in rural areas, Delta’s support is becoming even more accessible, fostering economic stability.

By investing in Delta, you’re giving 6 entrepreneurs the opportunity to grow their businesses and strengthen Uzbekistan’s economy.

What potential financial return does your investment offer?

Annual interest rate of 7.25%.
The maturity of the loan is 24 months.
With an investment of 1,000 euros, your expected total repayment would be 1,091 euros.

The story of Delta

Microfinance institution Delta was founded in 2009 and is based in the capital, Tashkent. Microfinancing enhances financial inclusion in Uzbekistan. Small businesses often lack access to commercial banks due to insufficient collateral or formal accounting. However, microfinancing enables these businesses to grow and strengthen the local economy.

With 12 branches in Tashkent, Syrdarya, Bukhara, and Navai, Delta supports a diverse range of entrepreneurs, including furniture makers, shop owners, and farmers. Their goal is to improve lives by providing people with the financial resources they need to realize their ambitions.

Delta has 16,422 active clients, with 62% from rural areas and 45% being women. By offering customer-focused service and high-quality support, Delta contributes to sustainable economic growth and employment in the region.

Delta in numbers