Aldea Global 11

Agriculture accounts for around 15 percent of Nicaragua’s GDP, making it a vital sector for the country. Yet smallholder farmers often lack access to credit from banks. Marta shows what becomes possible when entrepreneurs like her receive financing through Aldea Global.

funding gap emerging markets
Aldea Global
Company
Nicaragua
Country

The project

In Nicaragua, agriculture plays a key role in the economy. Contributing about 15 percent of the country’s GDP, it is one of the nation’s main economic pillars. These figures represent smallholder farmers, who work just a few hectares of land but produce most of the country’s food. Despite their essential role, they are often excluded from financing by traditional banks.

Marta is one of them. In her mountain village she cultivates coffee and vegetables. She also runs a small shop from her home where she sells both her own harvest and essential products like rice and cooking oil. For her neighbors, the shop is an important local resource. For Marta, it is a way to diversify her income and reduce risks.

With a loan from Aldea Global, Marta was able to expand her stock and serve more customers. This gives her family more financial security, even when harvests fall short.

Your investment gives farmers access to credit. This allows them to create stability, improve food security and strengthen Nicaragua’s economy.


Your Investment

  • Annual interest rate: 6%
  • For an investment of €1,000, the expected total repayment is €1,120.
  • Maturity: 30 months
  • Grace period: The loan has a 12-month grace period during which no principal is repaid, but you’ll receive interest payments every 6 months.
  • Repayments: Starting in month 18, you’ll receive repayments every 6 months, including interest, with payments in months 18, 24, and 30.
  • Currency: dollar. Please note that while you invest in euros, the loan is in dollars, which means there is a risk of currency fluctuations between the two. Visit our page on currency risks for more details.

Aldea Global

CEO
Warren Edward Armstrong
Founded
1992-01-01
Location
Jinotega
Sector
Agriculture
Turnover
$508,375
Employees
59
€100,000raised
Fully funded in 20 days on 30 September 2025.
363investors
€100,000loan is in
USD
target
6.0
%
Interest
30
months
Maturity
6
months
Repayments
A
B
C
D
E
Credit score
USD
Agri-support
Microfinance

Impact

165
Lives improved

As a woman in Nicaragua, becoming financially independent is particularly challenging. In 2021, only 21.6% of women were connected to a traditional bank or financial institution, compared to 30.9% of men (World Bank). This inequality limits their opportunities to invest in agriculture or other businesses. Female coffee farmers who take out loans through Aldea Global are familiar with this struggle and emphasize that they now have the chance to build their own future. Aldea Global is actively committed to supporting women; currently, 30% of their loans go to female coffee farmers.

Aldea Global also guides farmers in implementing more sustainable farming techniques that conserve water and improve soil health, increasing the resilience of coffee farmers against climate change.