Opportunity Bank

Opportunity Bank Uganda Limited (OBUL) is a member of the Opportunity Transformational Inc (OTI). In December 2008, OBUL acquired a Tier 2 Financial Institutions license from Bank of Uganda to operate as a regulated Credit Institution making OBUL effectively a Savings & Loan Organisation offering micro loans, savings and insurance products specializing in transformational lending in urban, peri-urban and rural environments. In July 2016, MyBucks, a Frankfurt listed FinTech company, acquired 49% of OBUL and is strengthening the banks’s digital banking footprint.

By providing financial solutions and training, OBUL empowers and sustains undeserved and financially excluded people throughout Uganda, especially in rural areas, to transform their lives, their children's future and their communities.

Tineyi Emmanuel Mawocha has been appointed Chief Executive Officer of OBUL. He has held several managerial positions in major Banks in South Africa including Standard Bank - South Africa and Swaziland. He has worked as Area Business Manager and Director Branch Network Standard Bank South Africa. In December 2005, he was transferred and promoted to Managing Director of Standard Bank Swaziland and served there till September 2012. In October 2012, he was appointed Managing Director of Tetrad Investment Bank and left in December 2013 to join Urwego Opportunity Bank of Rwanda. Tineyi was Chairman of SADC Banking Association from 2009 till 2012. He is a fellow and advisor of the Centre for Financial Inclusion’s Africa Board Fellowship programme.

General information

BorrowerOpportunity Bank Uganda Limited
Head officeKampala
Founded 1 January 1995
Active on Lendahand since 1 August 2017

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Financial information per 2019-06-30

Loan portfolio€22,681,603
Equity / total assets23.17%
Write-off ratio last 12 months0.53%
% investment amount in arrears (>90 days)3.34%

About Uganda

Uganda gained independence from Britain on 9 October 1962 as a Commonwealth realm with Queen Elizabeth II as head of state. One year later, Uganda became a republic but maintained its membership in the Commonwealth of Nations. The country has been experiencing consistent economic growth. In 2015-16, Uganda recorded gross domestic product growth of 4.6 percent in real terms. However, despite making enormous progress in reducing the countrywide poverty incidence from 56 percent of the population in 1992 to 24.5 percent in 2009, poverty remains deep-rooted in the country's rural areas, which are home to 84 percent of Ugandans.

Most recently funded project

Tuliwalala Group

With a loan of EUR 17,500 the 20 members of the Tuliwalala Group will be enabled to upgrade and expand their businesses hence improving their standard of living.

  • Local partner investment
  • 3 new jobs
  • 15 people reached



12 months



Annualized interest
Fully funded in 1 day on 24 July 2020.