funding gap emerging markets

Bharathi Development 4

  • Milaap
  • Local partner investment
  • + 63 other investors
  • With EUR 22,200 some 62 women are able to purchase seeds and irrigation systems, making them less dependent on the rain.

    24 months
    6 months
    Maturity24 months
    Repayments6 months
      Fully funded in 2 days on 16 September 2017.
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      The performance of agricultural sectors in Tamil Nadu has been impressive since various improved crop varieties were introduced. The district of Thiruvarur is situated at the tail end of the Cauvery Delta and it is also a coastal district.   Here, most of the crop production is only from paddy and in comparison, and the income from agriculture is low in comparison with other occupations.  The average monthly income of such families is less than $60. The situation 10 years ago was such that the laborers here were opposed to engaging machinery for farm works but nowadays due to a scarcity of labor, they themselves insist on using them.  Also, there is a scarcity of women labor when it comes to planting works and weeding. Although investments are increasing manifold in sectors such as infrastructure, similar investments are not forthcoming in agriculture and allied sectors, leading to distress in the community of farmers, especially that of the small and marginal segment.  Hence, Bharathi has been helping out such farmers and the families in Thiruvarur by providing them with agricultural loans. Through this project, these agrarian communities of Thiruvarur will benefit socioeconomically.


      The loan amount will not only help 62 women purchase seeds, manure and other necessary tools for farming but also reduce dependence on monsoon by helping them invest in other ways of irrigation

      Company nameBharathi Development 4
      CEONagarajan Bharathi
      LocationTamil Nadu
      SectorFinancial services


      Milaap is the largest crowdfunding platform in India, enabling stories of hope, courage, and change. They provide credit services to the poor and excluded to help them to work themselves out of poverty.

      Milaap partners with a range of credit-worthy field partners who hold a strong social mission. They grant loans for energy projects, water access, artisan supply chains, and more, mostly in rural areas. Many of their projects empower women entrepreneurs, mainly providing working capital to women with a weaving enterprise, small shops, or handicrafts.


      SDG’s impacted

      With this project you are contributing to the following Sustainable Development Goals:

      SDG 1. No poverty

      SDG 3. Good health and well-being

      SDG 5. Gender equality

      SDG 6. Clean water and sanitation

      SDG 8. Decent work and economic growth

      SDG 10. Reduced inequalities

      Read more about the impact you can make through our platform and the SDGs on our impact page.


      Related blog articles

      Many Milaap projects support female entrepreneurs in India. Learn more here on how female entrepreneurs are driving GDP growth worldwide.

      • With this investment 10 jobs are created
      • With this investment 40 lives are improved

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      We have already contributed for Bharathi Development 4

      Joop Singeling
      Ron van Eijk
      Menne Glas
      Ton Schroer
      Olaf Janssen
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