Bihar is one of the most impoverished states in India. Even though the city is growing very fast, it still has the lowest income per capita in the whole country. 80% of Bihar's population is engaged in agricultural activitities. The average monthly income of such families is less than $100 as a result of which the land they work on is usually on lease. Due to their hand-to-mouth situation, the families try to cut down on labour costs by ensuring that all family members work on the field. Children, after returning from school, are expected to help out their parents with farming. With such conditions, availing loans to better their prospects has been difficult. However, DCBS has been supporting women and their families in this area by providing them with small business loans.
Through this project, these communities in Bihar, will benefit socio-economically. The loan amount can help 103 women invest in their various businesses - for instance in the field of dairy, animal husbandry, poultry, fishing, petty shops, pan shop (areca nuts wrapped in betel leaves). As the women of the households would be the recipients of funds, it will go a long way towards empowering them and helping them find their own financial footing.