Micro-credit company Bailyk Finance, founded in 2011, is a Bishkek-based organization owned and led by women. Its mission is to improve the quality of life for residents of rural areas and small cities by offering affordable financial solutions. The company currently serves over 57,000 active clients with its 51 offices located throughout all regions of the Kyrgyz Republic.
Bailyk Finance offers a range of secured and unsecured credit products, including green loans. Over 80% of the credit portfolio focuses on financing income-generating activities, mainly agriculture. The company also conducts financial literacy workshops and offers training on agriculture financing, improving living conditions, and green finance.
Innovation is at the forefront of Bailyk's development. The company regularly launches new projects to improve client access to financing, simplify the loan process, and reduce operating costs. In 2021, Bailyk received a license to provide Islamic financing and implemented an electronic client dossier to streamline the credit process.
From 2018 to 2021, Bailyk Finance more than tripled its loan book to USD 30 million, becoming the third-largest MFI in Kyrgyzstan. The company's total capital is approximately USD 9.2 million.
Almennar upplýsingar
| Lántaki | Micro-credit company "Bailyk Finance" Closed Joint Stock Company |
| Land | Kirgisistan |
| Höfuðstöðvar | Bishkek |
| Website | https://www.bf.kg/ |
| Stofnað | 01. Febrúar 2011 |
| Virkur á Lendahand síðan | 22. Febrúar 2022 |
| Credit Score | A+ |
Fjárhagsupplýsingar per 2025-09-30
| Yfirlit Eignasafns | €66,950,231 |
| Skuldahlutfall | 85.42% |
| Afskriftarhlutfall | 0.01% |
| % fjárfestingarupphæð í vanskilum (>90 dagar) | 1.97% |
Um Kirgisistan
Kyrgyzstan, officially the Kyrgyz Republic, is a mountainous landlocked country in Central Asia. Kyrgyzstan is bordered by Kazakhstan to the north, Uzbekistan to the west, Tajikistan to the south, and China to the east. Its capital and largest city is Bishkek. Ethnic Kyrgyz make up the majority of the country's six million people, followed by significant minorities of Uzbeks and Russians. It is a developing country ranked 120th in the Human Development Index, and the second poorest country in Central Asia. The country's transition economy is heavily dependent on deposits of gold, coal and uranium.
Síðasta fjármagnaða verkefni
KirgisistanAðgangur að fjármagni er takmarkaður í dreifbýli í Kirgistan, sérstaklega fyrir konur sem stunda frumkvöðlastarfsemi. Þær eiga oft ekki land sem hægt er að nota sem tryggingu. Smálánafyrirtækið Bailyk eykur aðgang að fjármagni með því að bjóða viðeigandi lán, sem gerir konum kleift að stækka fyrirtæki sín.