Micro-credit company Bailyk Finance, founded in 2011, is a Bishkek-based organization owned and led by women. Its mission is to improve the quality of life for residents of rural areas and small cities by offering affordable financial solutions. The company currently serves over 57,000 active clients with its 51 offices located throughout all regions of the Kyrgyz Republic.
Bailyk Finance offers a range of secured and unsecured credit products, including green loans. Over 80% of the credit portfolio focuses on financing income-generating activities, mainly agriculture. The company also conducts financial literacy workshops and offers training on agriculture financing, improving living conditions, and green finance.
Innovation is at the forefront of Bailyk's development. The company regularly launches new projects to improve client access to financing, simplify the loan process, and reduce operating costs. In 2021, Bailyk received a license to provide Islamic financing and implemented an electronic client dossier to streamline the credit process.
From 2018 to 2021, Bailyk Finance more than tripled its loan book to USD 30 million, becoming the third-largest MFI in Kyrgyzstan. The company's total capital is approximately USD 9.2 million.
Informazzjoni ġenerali
| Min jissellef | Micro-credit company "Bailyk Finance" Closed Joint Stock Company |
| Pajjiż | Kirgistan |
| Uffiċċju prinċipali | Bishkek |
| Website | https://www.bf.kg/ |
| Imwaqqfa | 1 February 2011 |
| Attiv fuq Lendahand minn | 22 February 2022 |
| Credit Score | A+ |
Informazzjoni finanzjarja sal-2024-06-30
| Ħarsa Ġenerali tal-Portafoll | €53,984,989.06 |
| Proporzjon ta' Leverage | 83.83% |
| Proporzjon ta' telf fl-aħħar 12-il xahar | 0.01% |
| % ammont ta' investiment f'arretrati (>90 ġurnata) | 2.11% |
Dwar Kirgistan
Kyrgyzstan, officially the Kyrgyz Republic, is a mountainous landlocked country in Central Asia. Kyrgyzstan is bordered by Kazakhstan to the north, Uzbekistan to the west, Tajikistan to the south, and China to the east. Its capital and largest city is Bishkek. Ethnic Kyrgyz make up the majority of the country's six million people, followed by significant minorities of Uzbeks and Russians. It is a developing country ranked 120th in the Human Development Index, and the second poorest country in Central Asia. The country's transition economy is heavily dependent on deposits of gold, coal and uranium.
L-aħħar proġett iffinanzjat
KirgistanBailyk 8
Il-ħajja ta' Farida fil-Kirgiżistan tjiebet b'mod sinifikanti b'self minn Bailyk Finance, li ppermettilha tixtri baqra. Dan ġab dħul addizzjonali u stabbiltà għall-familja tagħha. Investi f'Bailyk Finance u appoġġja 300 intraprenditriċi nisa bħal Farida b'mikroself, jgħinhom jiksbu indipendenza finanzjarja.