Spartan Impact Finance

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Sudáfrica

Spartan Impact Finance

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With EUR 250,000 Spartan Impact Finance will be able to finance 2 companies (3-D printing and textile manufacturing) so these entrepreneurs can continue to grow their business.

€250,000

Importe

3.50%

Interés

6 meses

Vencimiento

6 meses

Reembolsos

EUR

Moneda

Importe	€250,000
Interés	3.50%
Vencimiento	6 meses
Reembolsos	6 meses
Moneda	EUR

100%

Completamente financiado en 15 díasen 16 Julio 2019.

El proyecto

Spartan is a alternative funder and NBFI [Non-Bank Finance Institution] that focuses on financing SMEs in South Africa.

Based in Johannesburg, Spartan offers 3 categories of financing for Small & Medium Businesses to support their growth. These 3 categories are:

Working Capital Finance
Specialised Asset Finance
Growth Finance

These finance options address the majority of SMEs’ finance needs - that are not usually met by traditional funders.

Working Capital Finance is offered via Bridging Finance [1-3 month revolving facility] or Medium-Term Loan [6-12 month term] mechanisms - both being solutions that assist businesses with solving growth related cash flow challenges e.g. periodic large contracts or projects that are either short or long term in nature.

Specialised Asset Finance [24-60 months term] is offered for acquiring any type of tangible or intangible asset or equipment to be utilized in productive growth - and where traditional funders are uncomfortable with the nature of these items. Some examples include:

Machinery Finance for all machinery types e.g. manufacturing, warehousing, agro-processing, mining support, construction, engineering, etc
Technology Finance, Software Finance and any innovative technology driven item
Fit-Out Finance for fitting out building interiors
Logistics vehicles and Yellow Metal equipment

Growth Finance [24-60 months term] is offered for expansion initiatives that required a structured finance solution with a combination of the above finance mechanisms.

Spartan is focussed on SMEs in a growth context and not a start-up nor distress context.

Nombre de la empresa	Spartan Impact Finance
Director general	Kumaran Padayachee
Fundado	2011-01-01
Ubicación	Johannesburg
Sector	Servicios financieros
Volumen de negocio	€3,200,000
Empleados	26

Impacto

SMEs are crucial to the economy in South Africa, yet they struggle to access the capital they need to grow and thrive. Spartan Impact Finance provides funding to growing South African SMEs through their digitized financing process. They understand the entrepreneur's business and needs, and help strengthen skills, knowledge, and efficiency to run a growing business successfully.

Easy access to working capital increases productivity and job creation, both necessary conditions to reduce poverty. A formal job creates impact on income and enables regularity of wages, allowing a family to plan for the future, save money, and improve access to credit, housing, and children’s education. It can lift unskilled workers out of poverty and allow skilled workers to enter the middle class. Therefore financing SMEs with growth potential is one of the key ingredients for inclusive growth.