Dayan Deerkhi Erdenebulgan

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Mongolia

Dayan Deerkhi Erdenebulgan

Golomt Bank

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With a loan of EUR 20,350 Otgonbayar will be able to purchase new metal equipment to increase productivity and sell high quality traditional decorations.

€20,350

Importe

3.00%

Interés

36 meses

Vencimiento

6 meses

Reembolsos

EUR

Moneda

Importe	€20,350
Interés	3.00%
Vencimiento	36 meses
Reembolsos	6 meses
Moneda	EUR

100%

Completamente financiado en 9 díasen 24 Mayo 2019.

El proyecto

Otgonbayar (37), has graduated from the University of Science and Technology of Mongolia as an electric engineer in 2005. In 2012, she began producing Mongolian traditional silverwares such as silver bowls, saddle etc. as an amateur. Later in 2016, she established her company “Dayan Deerhi Erdenebulgan,” and opened her silver adornment shop in Erdenet city. Now she has 5 employees: 3 craftsmen and 2 sales assistant.

Silverwares are very popular among the Mongolian families, as it’s an old tradition to keep a silver bowl and saddle at their homes to respect the nomadic heritage. Also, tourists have become more interested in Mongolian traditional decorations and more often buy small silver bowls as souvenirs. Thus, a demand for handmade silverwares with a good quality keeps rising among the local and international buyers. Otgonbayar wants to purchase a new metal equipment to increase the productivity and sell high quality traditional decorations to the buyers.

With a loan amount of MNT 60 million, she will be able to buy the needed equipment. For the factory upgrade she will hire 2 more employees.

Nombre de la empresa	Golomt Bank
Director general	Otgonbayar Demid
Fundado	2012-04-22
Ubicación	Erdenet city
Sector	Producción manufacturera
Volumen de negocio	€109,982.37
Empleados	5

Impacto

Small and Medium Enterprises (SMEs) are important contributors to job creation and economic growth in emerging markets. However, access to financing is a key constraint to SME growth, as about half of them don't have access to formal credit. In Mongolia, Golomt Bank serves nearly 80% of the corporate market. They were the first commercial bank in the country to issue small business loans. Golomt Bank accelerated the development of mobile banking in Mongolia by introducing smart banking services in the local financial sector.

Financial support enables Mongolian entrepreneurs to increase their professional activity, resulting in job creation and improved living conditions.

Golomt Bank is a member of the United Nations Environmental Program Finance Initiative (UNEP FI). This partnership helps create a financial sector that serves people and the planet and mobilizes private sector finance for sustainable development. The bank has a "Sustainable Development Policy" in which they implement the SDGs in all its operations. For example, improving their waste management, increasing the number of roads for wheelchair users in their offices, and cooperating with environmentally friendly organizations.