Le projet

SECOND LOAN

Nicefora Miñoza established Miñoza Medical and Lying-in Clinic in 1995 in the City of Taguig, Metro Manila. The clinic offers General Medicine, Lying-In Clinic, Pediatrics, and is open 24 hours a day. As a compliant with the Philippine Law, 20% discount is given to Senior Citizens and Persons-with-Disability (PWD), while indigent people receive free medical consultation. The medicine sold in the clinic is 40-50% cheaper than that of hospitals and the professional fee is only Php 200-250.

Starting the business with only 3 employees, Nicefora now employs 6 regular employees and 13 part-time employees. All employees receive a bi-monthly salary with Social Security System (SSS) and Philhealth benefits. Four of the employees are given free lodging. Some of them have even been working for her for 20 years already.

Nicefora is a graduate of Doctor of Medicine and has many years of experience as a medical practitioner, specifically in pediatrics. She is a single mother of three.

As part of the service she provides, she will be needing a working capital loan to purchase medicine, vaccines, and immunizations. The loan will be provided by NPFC and LendAHand.