Heng Sophat

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Cambodge

Heng Sophat

Phillip Bank

Investir dans la microfinance

+ 27 autres investisseurs

With a loan of EUR 9,800 Heng is able to buy materials for a big contstruction job.

€9 800

Montant

3,25%

Intérêt

48 mois

Maturité

6 mois

Remboursements

EUR

Devise

Montant	€9 800
Intérêt	3,25%
Maturité	48 mois
Remboursements	6 mois
Devise	EUR

100%

Entièrement financé en 14 jours sur 15 Juin 2017.

Le projet

Heng Sophat is married and lives with his wife and three employed children in Phnom Penh city. He has been working as construction foreman for about 15 years and sometime runs a motor-taxi service when he has free time from construction to earn as main income. He usually provides his construction service to charge only labor cost. This mean that the house owner is responsible for supplying construction materials, while his teams use labor. However, he sometime provides both labor and construction material services to earn more income. With this employment, he can employ about 10 men.

He is now asking for a loan to purchase more construction materials so that his teams can contract with bigger construction.

Local partner Kredit will provide this loan.

Nom de l’entreprise	Phillip Bank
PDG	Heng Sophat
Création	1990-01-01
Lieu	Phnom Penh
Secteur	Services
Chiffre d'affaires	€34 500
Employés	10

Impact

Phillip Bank is a microfinance institution in Cambodia that invests in people and their businesses via Micro-loans. By providing working capital to local entrepreneurs, they enable people in Cambodia to further expand their businesses and reach their potential for business growth and job creation.

Micro-loans are an effective tool against poverty. Research has shown that communities with more viable small local businesses have more balanced economies and higher average prosperity levels. Their turnover mainly flows back to their communities, ensuring economic growth and stability. The capital provided by Phillip Bank works towards sustainably improving families' financial well-being in rural and urban communities.