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funding gap emerging markets

Ankhlan Az LLC

  • Golomt Bank
  • Investir dans une institution financière
  • + 152 autres investisseurs
  • With a loan of EUR 47,950 Davaadorj will be able to acquire necessary inventory for the coming construction season.

    €47 950
    36 mois
    6 mois
    Montant€47 950
    Maturité36 mois
    Remboursements6 mois
      Entièrement financé en 45 jours sur 16 Mars 2018.


      Read the information document of the issuer here

      Erdenet city is the second largest city in Mongolia, after capital city-Ulaanbaatar and it has 110 thousand citizens. Because of the air pollution and excessed population density in the capital city, more people are encouraged to move to the other cities, such as Erdenet city. Hence, the city is developing rapidly in recent years and many new buildings and apartments are being built.

      In 2011, Davaadorj Norson, 45, established his wholesale company to facilitate the development of building industry in the region. He and his wife Bayarjargal operate the business which brought all building materials salesmen together under the one roof, which has become the biggest regional building materials store now. This way, not only they can reduce the product logistics cost, but also they are promoting the local economy.

      Davaadorj is utilizing the business opportunity by filling the logistics gap of wholesale market. Transporting construction materials each time from Ulaanbaatar city caused additional cost for the rural developers and created additional hurdle for the regional development. Davaadorj now became one of the main wholesale provider in Erdenet city, providing 16 staff a permanent job place.

      The loan proceeds will be utilized for acquiring necessary inventory for the coming construction season to be started from April. The company will hire additional 3 salesmen and fill the working capital gap with the 140 million MNT.


      Nom de l’entrepriseAnkhlan Az LLC
      PDGDavaadorj Norson
      LieuErdenet city
      SecteurCommerce de gros / Commerce de détail
      Chiffre d'affaires€431 506,84


      Small and Medium Enterprises (SMEs) are important contributors to job creation and economic growth in emerging markets. However, access to financing is a key constraint to SME growth, as about half of them don't have access to formal credit. In Mongolia, Golomt Bank serves nearly 80% of the corporate market. They were the first commercial bank in the country to issue small business loans. Golomt Bank accelerated the development of mobile banking in Mongolia by introducing smart banking services in the local financial sector.

      Financial support enables Mongolian entrepreneurs to increase their professional activity, resulting in job creation and improved living conditions.

      Golomt Bank is a member of the United Nations Environmental Program Finance Initiative (UNEP FI). This partnership helps create a financial sector that serves people and the planet and mobilizes private sector finance for sustainable development. The bank has a "Sustainable Development Policy" in which they implement the SDGs in all its operations. For example, improving their waste management, increasing the number of roads for wheelchair users in their offices, and cooperating with environmentally friendly organizations.


      SDGs impacted

      With this project you are contributing to the following Sustainable Development Goals:

      SDG 1. No Poverty

      SDG 8. Decent work and economic growth

      Read more about the impact you can make through our platform and the SDGs on our impact page.

      • Grâce à cet investissement 3 emplois sont créés
      • Avec cet investissement 12 sont améliorées

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