Enkhtuya

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Mongolie

Enkhtuya

Golomt Bank

Investir dans la microfinance

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With a loan amount of EUR 49,900, Enkhtuya and her husband will be able to expand their shop and sell variety of construction materials.

€49 900

Montant

3,00%

Intérêt

48 mois

Maturité

6 mois

Remboursements

EUR

Devise

Montant	€49 900
Intérêt	3,00%
Maturité	48 mois
Remboursements	6 mois
Devise	EUR

100%

Entièrement financé en 7 jours sur 31 Décembre 2018.

Le projet

Enkhtuya runs a family business with her husband since 2006. Their business began with real estate rent and leasing in Dornogovi province, and they established their own real estate company “Dorny Ulemj” LLC in 2008. Later in 2011, Enkhtuya and her husband broadened their business by opening a construction materials store, and it has been successfully operating since the launch. Now, Enkhtuya and her husband work together at the store as sales assistants.

Dornogovi province is located at the south east part of Mongolia and is situated 480 km away from the capital city of Ulaanbaatar. Dornogovi province is one of the biggest trade zone of the country, as the major train port is located in the Sainshand city.

In recent years, apartment and infrastructure construction have been significantly developed in the province, so the sales of construction materials has been also increased. Therefore, Enkhtuya plans expand the current construction materials store and to build a new big store with 192 square meters. By launching a bigger store, the family will add broader variety of inventory to meet the local demand. Also, she will hire 2 more sales assistants for the shop.

With a loan amount of MNT 150 million, Enkhtuya and her husband will be able to expand their shop and sell variety of construction materilas.

Nom de l’entreprise	Golomt Bank
PDG	Enkhtuya Dondov
Création	2008-12-19
Lieu	Sainshand, Dornogovi
Secteur	Commerce de gros / Commerce de détail
Chiffre d'affaires	€77 525,83
Employés	2

Impact

Small and Medium Enterprises (SMEs) are important contributors to job creation and economic growth in emerging markets. However, access to financing is a key constraint to SME growth, as about half of them don't have access to formal credit. In Mongolia, Golomt Bank serves nearly 80% of the corporate market. They were the first commercial bank in the country to issue small business loans. Golomt Bank accelerated the development of mobile banking in Mongolia by introducing smart banking services in the local financial sector.

Financial support enables Mongolian entrepreneurs to increase their professional activity, resulting in job creation and improved living conditions.

Golomt Bank is a member of the United Nations Environmental Program Finance Initiative (UNEP FI). This partnership helps create a financial sector that serves people and the planet and mobilizes private sector finance for sustainable development. The bank has a "Sustainable Development Policy" in which they implement the SDGs in all its operations. For example, improving their waste management, increasing the number of roads for wheelchair users in their offices, and cooperating with environmentally friendly organizations.