Khiimori Zul LLC

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Mongolie

Khiimori Zul LLC

Golomt Bank

Investir dans la microfinance

+ 174 autres investisseurs

With a loan of EUR 64,900 Altanzul will be able to purchase sufficient inventory for the new supermarket branch.

€64 900

Montant

3,00%

Intérêt

48 mois

Maturité

6 mois

Remboursements

EUR

Devise

Montant	€64 900
Intérêt	3,00%
Maturité	48 mois
Remboursements	6 mois
Devise	EUR

100%

Entièrement financé en 7 jours sur 21 Janvier 2019.

Le projet

Khiimori Zul LLC is a wholesale store which was established in 2011 in Umnugovi province by the owner Altanzul S. (46). At first, the store sold only essential food products, and later in 2014, the store has been expanded into a big supermarket and started to sell broad variety of consumer commodities. Now, the company has 18 employees including sales managers, cashiers and warehouse keepers.

Umnugovi province is the largest province of Mongolia and is situated at the east part of the country. The local economy has been rapidly growing throughout the years and a positive business environment has bloomed for local entrepreneurs. Altanzul always aspired to expand her business and in July 2018, she opened the second branch of her supermarket in Dalanzadgad, the capital city of the province. However, she is in short of investments to purchase sufficient inventory for the newly established branch. After buying inventory, she plans to hire 2 additional cashiers for the new branch.

With a loan amount of MNT 195 million, she will be able to buy inventory for the new branch and to sell consumer products to the citizens in Dalanzagad.

Nom de l’entreprise	Golomt Bank
PDG	Altanzul Sukhbaatar
Création	2011-12-28
Lieu	Dalanzadgad, Umnugovi
Secteur	Commerce de gros / Commerce de détail
Chiffre d'affaires	€868 755,16
Employés	18

Impact

Small and Medium Enterprises (SMEs) are important contributors to job creation and economic growth in emerging markets. However, access to financing is a key constraint to SME growth, as about half of them don't have access to formal credit. In Mongolia, Golomt Bank serves nearly 80% of the corporate market. They were the first commercial bank in the country to issue small business loans. Golomt Bank accelerated the development of mobile banking in Mongolia by introducing smart banking services in the local financial sector.

Financial support enables Mongolian entrepreneurs to increase their professional activity, resulting in job creation and improved living conditions.

Golomt Bank is a member of the United Nations Environmental Program Finance Initiative (UNEP FI). This partnership helps create a financial sector that serves people and the planet and mobilizes private sector finance for sustainable development. The bank has a "Sustainable Development Policy" in which they implement the SDGs in all its operations. For example, improving their waste management, increasing the number of roads for wheelchair users in their offices, and cooperating with environmentally friendly organizations.