Delgerbet LLC

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Mongolie

Delgerbet LLC

Golomt Bank

Investir dans la microfinance

+ 232 autres investisseurs

With the loan of EUR 82,750 Bayrsaikhan will be able to purchase the building and open the second branch of the wholesale supermarket.

€82 750

Montant

3,00%

Intérêt

48 mois

Maturité

6 mois

Remboursements

EUR

Devise

Montant	€82 750
Intérêt	3,00%
Maturité	48 mois
Remboursements	6 mois
Devise	EUR

100%

Entièrement financé en 42 jours sur 21 Mars 2019.

Le projet

In 1994, Bayarsaikhan has graduated from the Mongolian National University as a philosopher. However, he was more interested in establishing his own business and opened his first wholesale supermarket in Baganuur district in 1997. Bayarsaikhan has been operating his store successfully for about a decade, and the store has been known for its variety choice and reasonable price among the local consumers. Later in 2008, he established his own company “Delgerbet” and expanded his business by building a small mall in the district. Now, he operates a supermarket and a food court at the mall, and rents the service area for other local entrepreneurs.

Bayrsaikhan aspires to broaden his business and to open a branch supermarket in Ulaanbaatar city. He plans to purchase a real estate that was built as a supermarket (110 square meters). However, he is in short of investments to obtain his goal. With the loan amount of MNT 250 million, he will be able to purchase the building and open the second branch of the wholesale supermarket. He will hire 5 more employees including 2 cashiers, 1 security and 1 warehouse clerk.

Nom de l’entreprise	Golomt Bank
PDG	Bayarsaikhan Bayasgalan
Création	2017-02-04
Lieu	Baganuur District
Secteur	Commerce de gros / Commerce de détail
Chiffre d'affaires	€178 381,62
Employés	7

Impact

Small and Medium Enterprises (SMEs) are important contributors to job creation and economic growth in emerging markets. However, access to financing is a key constraint to SME growth, as about half of them don't have access to formal credit. In Mongolia, Golomt Bank serves nearly 80% of the corporate market. They were the first commercial bank in the country to issue small business loans. Golomt Bank accelerated the development of mobile banking in Mongolia by introducing smart banking services in the local financial sector.

Financial support enables Mongolian entrepreneurs to increase their professional activity, resulting in job creation and improved living conditions.

Golomt Bank is a member of the United Nations Environmental Program Finance Initiative (UNEP FI). This partnership helps create a financial sector that serves people and the planet and mobilizes private sector finance for sustainable development. The bank has a "Sustainable Development Policy" in which they implement the SDGs in all its operations. For example, improving their waste management, increasing the number of roads for wheelchair users in their offices, and cooperating with environmentally friendly organizations.