EFC Uganda

EFC Uganda Limited (MDI) (“EFCU” or “the Company”) is a licensed Microfinance Deposit-taking Institution (“MDI”) in Uganda. It was created in 2012 by Développement Desjardins International (“DID”) to provide access to financial services for the underserved SME market segment. The company operates in Kampala with a head office, two branches and five business service centers. EFCU is supervised by the Bank of Uganda.

General information

BorrowerEFC Uganda Limited (MDI)
Head officeKampala
Founded13 December 2011
Active on Lendahand since 1 April 2019

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Financial information per 2019-04-01

Portfolio Overview€5,889,789
Equity / total assets31.00%
Write-off ratio last 12 months4.10%
% investment amount in arrears (>90 days)1.60%

About Uganda


Most recently funded project

Entrepreneur Financial Centre 16

With EUR 300,000 the 150 members of the One heart group will acquire the land on which they operate and save the cost of renting premises, purchase a brick making machine to increase production efficiency and employ more labourers.

  • Local partner investment
  • 50 new jobs
  • 250 people reached



24 months



Annual interest



6 months

Repayment Terms
Fully funded in 11 days on 12 January 2021.