Carefully selected legal entities as counterparty
Financial institutions or companies with a social mission
If you choose to invest via a local partner, you in fact provide a loan to this financial institution. They in their turn provide the loan to the entrepreneur you have selected. Which is why it is always good to read the information about the local partners carefully. Moreover, it can occur that local partners are not offering any projects for a long period of time due to various reasons. If you have any questions about a specific partner, please contact us.
* PAR 90 (portfolio at risk): the part of the total investmentportfolio of which at least one payment is 90 days overdue.
With a direct investment the selected company itself is the counterparty in the investment. The returns are usually higher than those for a local partner investment, but the risks are usually higher as well. Please read the provided financial information for the company carefully. It can occur that company's are not offering any projects for a long period of time due to various reasons. If you have any questions about a specific partner, please contact us.