Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 31 May 2018. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
Total investments€28,141,850100.00%
Minus total repaid€13,784,03449.00%
Minus charged/defaults*€00.00%
To be repaid€14,357,81551.00%

Outstanding investments by counterparty

CounterpartyOutstanding notional
Kredit€1,936,888
Milaap€1,639,100
OBUL€1,211,750
FinancialAccess€1,007,650
SimGas€929,500
Eclof Colombia€902,772
MAXIMA€801,293
Sollatek€791,666
Umati€550,000
SolarWorks! Trading€533,333
Azuri€495,000
SolarNow€495,000
Sistema.bio€450,000
NPFC€431,782
WEnergy€416,666
Golomt Bank€343,150
BNF€305,599
NewLight Africa Ltd.€300,000
VFM€275,224
NM€206,200
upOwa€175,000
Crystal€172,250
SunTransfer€150,000
AMZ€140,616
ABii€125,000
Lulalend€0

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€14,357,815100.00%
No delay ***€13,926,03396.99%
Delayed **€431,7823.01%
NPFC€431,7823.01%

Interest

Percentage
Average interest rate received from lenders anually.7.15%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand2.71%
Average effective interest for investors anually4.44%

Other statistics

First investment 5 March 2013
Total number of investments63,718
Total number of projects offered2,177
Total number of projects financed2,177
Total repaid interest€703,779
To be repaid interest€859,723

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors or are more than 365 days behind in payment. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected or if the 365 days of late payment have been exceeded.)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.