Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 31 July 2018. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
Total investments€30,068,650100.00%
Minus total repaid€14,417,68348.00%
Minus charged/defaults*€00.00%
To be repaid€15,650,96652.00%

Outstanding investments by counterparty

CounterpartyOutstanding notional
Kredit€1,735,686
Milaap€1,733,816
OBUL€1,385,525
FinancialAccess€1,095,800
SimGas€923,812
Sollatek€877,916
Eclof Colombia€831,292
MAXIMA€743,231
SolarWorks! Trading€733,333
Golomt Bank€586,308
Azuri€495,000
Umati€475,000
SolarNow€450,000
Sistema.bio€450,000
WEnergy€416,666
NPFC€374,034
BNF€367,908
Lulalend€302,600
NewLight Africa Ltd.€300,000
upOwa€275,000
VFM€238,338
Crystal€192,250
SunTransfer€150,000
ABii€125,000
NM€111,550
AMZ€100,729

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€15,650,966100.00%
No delay ***€15,276,93297.61%
Delayed **€374,0342.39%
NPFC€374,0342.39%

Interest

Percentage
Average interest rate received from lenders anually.6.93%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand2.49%
Average effective interest for investors anually4.45%

Other statistics

First investment 5 March 2013
Total number of investments67,636
Total number of projects offered2,233
Total number of projects financed2,233
Total repaid interest€796,009
To be repaid interest€809,750

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.