Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 29 February 2020. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €74,825,400
  • €57,157,000
  • €17,668,400
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €40,401,735
  • €34,067,805
  • €6,333,930
  • 53.99%
  • Minus charged/defaults*
  • via lendahand.com
  • via lendahand.co.uk
  • €1,289,595
  • €1,219,595
  • €70,000
  • 1.72%
To be repaid€33,134,06944.28%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
MilaapIndia€2,207,837
LulalendSouth Africa€2,204,350
Golomt BankMongolia€1,831,953
SollatekKenya€1,511,834
REDAVIA GmbHGhana€1,469,833
SokoKenya€1,308,550
Spartan Impact FinanceSouth Africa€1,080,000
VitaliteZambia€1,054,875
upOwaCameroon€993,375
MoringawayZambia€985,650
FinancialAccessKenya€963,925
EFC UgandaUganda€945,522
candi solar AGIndia€806,250
Opportunity BankUganda€765,050
SolarWorks! Mozambique€701,542
Sistema.bioMexico€675,000
ECS ZambiaZambia€425,000
KreditCambodia€371,220
BNFKenya€300,225
SolarNowUganda€262,500
NPFCPhilippines€256,504
Phillip Bank Cambodia€166,750
Eclof ColombiaColombia€166,568
MDF West Africa Ghana€150,000
WEnergyPhilippines€133,334
SunTransferKenya€100,000
AzuriKenya€57,500
UmatiKenya€32,044
Vision Fund MongoliaMongolia€5,775

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€33,134,069100.00%
No delay ***€31,519,09495.13%
  • €1,614,974
  • €256,504
  • €32,044
  • €262,500
  • €963,925
  • €100,000
  • 4.87%
  • 0.77%
  • 0.10%
  • 0.79%
  • 2.91%
  • 0.30%

Interest

Percentage
Average interest rate received from lenders anually.7.45%
Minus defaults1.72%
Minus costs0.00%
Minus average margin Lendahand2.99%
Average net interest for investors anually2.74%

Other statistics

First investment 5 March 2013
Total number of investments128,337
Total number of projects offered2,737
Total number of projects financed2,724
Total repaid interest€1,876,743

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.