Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 31 March 2018. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
Total investments€25,601,850100.00%
Minus total repaid€12,269,47848.00%
Minus charged/defaults*€00.00%
To be repaid€13,332,37152.00%

Outstanding investments by counterparty

CounterpartyOutstanding notional
Kredit€2,141,178
Milaap€1,555,300
FinancialAccess€1,025,300
SimGas€978,467
Eclof Colombia€953,047
OBUL€897,600
MAXIMA€880,187
Sollatek€656,666
SolarNow€570,000
NPFC€507,376
SolarWorks! Trading€400,000
Azuri€380,000
VFM€349,449
BNF€323,316
Umati€299,150
WEnergy€233,333
NM€206,200
Golomt Bank€195,300
SunTransfer€175,000
AMZ€160,366
Homelux €125,000
ABii€125,000
Crystal€121,650

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€13,332,371100.00%
No delay ***€12,824,99496.19%
Delayed **€507,3763.81%
NPFC€507,3763.81%

Interest

Percentage
Average interest rate received from lenders anually.7.25%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand2.93%
Average effective interest for investors anually4.32%

Other statistics

First investment 5 March 2013
Total number of investments58,631
Total number of projects offered2,129
Total number of projects financed2,129
Total repaid interest€614,292
To be repaid interest€791,386

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors or are more than 365 days behind in payment. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected or if the 365 days of late payment have been exceeded.)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.