Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 31 October 2020. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €84,740,000
  • €66,340,000
  • €18,400,000
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €52,268,334
  • €43,168,334
  • €9,100,000
  • 61.68%
  • Minus charged/defaults*
  • via lendahand.com
  • via lendahand.co.uk
  • €1,539,588
  • €1,469,588
  • €70,000
  • 1.82%
To be repaid€30,932,07736.50%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
MilaapIndia€1,886,812
REDAVIA GmbHGhana€1,865,706
LulalendSouth Africa€1,620,150
SollatekKenya€1,536,000
Golomt BankMongolia€1,349,187
SokoKenya€1,183,550
Phillip Bank Cambodia€1,042,269
MoringawayZambia€985,525
EFC UgandaUganda€913,454
upOwaCameroon€909,350
FinancialAccessKenya€832,500
VitaliteZambia€749,425
SolarWorks! Mozambique€701,968
candi solar AGIndia€696,250
Sistema.bioMexico€692,017
Spartan Impact FinanceSouth Africa€640,000
Opportunity BankUganda€632,100
YAKRwanda€500,000
First Finance Cambodia€500,000
ECS ZambiaZambia€425,000
Fortem HoldingsKenya€300,000
BNFKenya€226,625
SolarNowUganda€210,000
MDF West Africa Ghana€150,000
Eclof ColombiaColombia€101,252
SunTransferKenya€100,000
WEnergyPhilippines€50,000
Sereni FriesKenya€49,950
UmatiKenya€32,044
Bali CoklatIndonesia€29,950
ApolloKenya€20,000

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€30,932,077100.00%
No delay ***€27,173,58287.85%
  • €3,758,494
  • €32,044
  • €1,973,550
  • €210,000
  • €867,900
  • €100,000
  • €150,000
  • €425,000
  • 12.15%
  • 0.10%
  • 6.38%
  • 0.68%
  • 2.81%
  • 0.32%
  • 0.48%
  • 1.37%

Interest

Percentage
Average interest rate received from lenders anually.7.45%
Minus defaults1.82%
Minus costs0.00%
Minus average margin Lendahand2.91%
Average net interest for investors anually2.72%

Other statistics

First investment 5 March 2013
Total number of investments154,038
Total number of projects offered2,865
Total number of projects financed2,781
Total repaid interest€2,485,373

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.