quaint countryside of North Bengal is home to several agrarian communities.
Being cut off from major cities and towns, agriculture is the way of life here.
Katiahat and Bhaduria are two such districts- most of the families residing
here are engaged in paddy cultivation, which gives them the highest revenue.
Jute, banana and potato cultivation are also popular.
The average monthly income of such families is less than $120 as
a result of which the land they work on is usually on lease. Due to their
hand-to-mouth situation, the families try to cut down on labour costs by
ensuring that all family members work on the field. Children, after returning
from school, help out their parents with farming. With such conditions,
availing loans to better their prospects has been difficult. However, BJS has
been supporting women and their families in this area by providing them with
Through this project, these agrarian
communities of North Bengal will benefit socio-economically. The loan
amount will not only help them purchase seeds, manure and other necessary tools
for farming, but also reduce dependence on monsoon by helping them invest in
other ways of irrigation. As the women of the households would be the
recipients of funds, it will go a long way towards empowering them and helping
them find their own financial footing.
Local partner Milaap provides a loan to BJS for the fourth time and the loan must be repaid within 24 months.