funding gap emerging markets


  • Milaap
  • Local partner investment
  • + 54 other investors
  • With a loan of EUR 19,750 many women in Bihar will be able to expand their business activities.

    24 months
    6 months
    Maturity24 months
    Repayments6 months
      Fully funded in 4 days on 2 January 2018.
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      Based on all Lendahand historical investments
      Complete funding
      Project will be fully funded


      Read the information document of the issuer here

      Bihar is one the most impoverished states in India. Even though urban Bihar is growing at a fast rate today, it still has the lowest per capita income in the whole country. 80% of Bihar's population is engaged in agricultural activitities with members still dependent on nature to a great extent through animal husbandry, poultry, dairy, fishing and traditional agriculture etc.

      The average monthly income of such families is less than $100 as a result of which the land they work on is usually on lease. Due to their hand-to-mouth situation, the families try to cut down on labour costs by ensuring that all family members work on the field. Children, after returning from school, help out their parents with farming. With such conditions, availing loans to better their prospects has been difficult. However, DCBS has been supporting women and their families in this area by providing them with small business loans.

      Through this project, these communities of Katihar district in Bihar, will benefit socio-economically. The loan amount help women invest in their various businesses- dairy, animal husbandry, poultry, fishing, petty shops, pan shop (areca nuts wrapped in betel leaves). As the women of the households would be the recipients of funds, it will go a long way towards empowering them and helping them find their own financial footing.




      Company nameDCBS 2
      CEOAnimesh Naiya
      LocationWest Bengal
      SectorFinancial services


      Milaap is the largest crowdfunding platform in India, enabling stories of hope, courage, and change. They provide credit services to the poor and excluded to help them to work themselves out of poverty.

      Milaap partners with a range of credit-worthy field partners who hold a strong social mission. They grant loans for energy projects, water access, artisan supply chains, and more, mostly in rural areas. Many of their projects empower women entrepreneurs, mainly providing working capital to women with a weaving enterprise, small shops, or handicrafts.


      SDG’s impacted

      With this project you are contributing to the following Sustainable Development Goals:

      SDG 1. No poverty

      SDG 3. Good health and well-being

      SDG 5. Gender equality

      SDG 6. Clean water and sanitation

      SDG 8. Decent work and economic growth

      SDG 10. Reduced inequalities

      Read more about the impact you can make through our platform and the SDGs on our impact page.


      Related blog articles

      Many Milaap projects support female entrepreneurs in India. Learn more here on how female entrepreneurs are driving GDP growth worldwide.

      • With this investment 4 jobs are created
      • With this investment 16 people are reached

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