SPBD Tonga 15

Nafe works every day on her farm in the island nation of Tonga, where she grows vanilla, papaya, and kava root. Thanks to a loan from SPBD Tonga, she was able to expand her business and build a home for her family. Now, she hopes to grow further and create job opportunities for other women in her community, helping them achieve economic independence.

funding gap emerging markets
SPBD Tonga
Company
Tonga
Country

The project

Every morning, Nafe wakes up early to work alongside her husband on their farm. They cultivate crops such as vanilla, papaya, and kava root. With the support of a loan from SPBD Tonga, the family was able to purchase additional land and increase their vanilla production. Today, they export their products to New Zealand. The extra income has allowed them to make a dream come true: completing their own home and creating a comfortable place for their family.

In the future, Nafe hopes to expand her activities even further. By doing so, she wants to provide employment opportunities for other women in he community. For women in Tonga, it is often difficult to become financially independent and earn their own income.

Because it is nearly impossible for women in Tonga to obtain a traditional bank loan, SPBD Tonga offers an alternative. Through a group loan, each woman receives her own credit, while the group collectively guarantees repayment. This way, they can invest in their future without needing collateral, giving them a fair chance to build a better life.

With your investment, 75 entrepreneurs, just like Nafe, can expand their businesses and create positive change within their communities.


SPBD Tonga on Lendahand

  • Active on Lendahand since: October 2023
  • Total raised: €2,020,000
  • Already repaid: €520,000
  • Interest disbursed: €49,344
  • Payments on time: 13 out of 13 (100%)


Your Investment

  • Annual interest rate: 7.5%
  • Maturity: 24 months, with repayments including interest every 6 months
  • With an investment of €1,000, the expected total repayment is €1,094
  • Currency: Euro
     

SPBD Tonga

CEO
Fine Tu’ipulotu
Founded
2010-12-13
Location
Nuku’alofa
Sector
Financial services
Turnover
€1,469,079
Employees
38
€150,000raised
Fully funded in 1 hour on 30 October 2025.
344investors
€150,000
target
7.5
%
Interest
24
months
Maturity
6
months
Repayments
A
B
C
D
E
Credit score
Group loans
Female entrepreneurs
Euro

Impact

75
Lives improved

Tonga's female entrepreneurs often struggle to access financing, business support, and opportunities for growth. SPBD Tonga directly addresses these challenges by providing microloans exclusively to women, enabling them to start and expand their businesses.

Since its founding, SPBD Tonga has disbursed thousands of loans, totaling millions in funding for female-led enterprises. Women meet weekly to make repayments, receive business training, and build their savings—helping them achieve long-term financial stability.


Related blog posts

  • Read the introduction of SPBD Group as a new investment opportunity here.
  • Want to learn more about how financial inclusion can thrive entrepreneurship? Read here.
  • Check out this blog post to gain insight into poverty and the struggles faced by those unable to access essential resources for a basic standard of living.