Kaebauk 18
Many people in Timor-Leste have limited access to basic services such as education, nutrition, and healthcare. Microfinance institution Kaebauk provides women and low-income families with financial room to grow their businesses, creating more stability and improving their living conditions.
The project
People in Timor-Leste do not always have the opportunities to fully develop their talents. Nearly half of the population lacks access to essential services such as education, nutrition, healthcare, and adequate housing. Kaebauk offers women and low-income families financial support that helps them improve their lives and build a more secure future.
Pelecidade shows what this looks like in practice. Together with her husband, she runs a small farm with cows, chickens, and maize. With a loan from Kaebauk, she purchased a small truck, allowing her to sell her products directly at the market. This gives the family greater financial stability.
Access to financing not only increases household income, but also builds knowledge and skills over time. With additional income, families can afford better nutrition, schooling for their children, and experience less financial stress. This creates more opportunities for future generations. More than half of Kaebauk’s loans go to women.
With your investment in Kaebauk, entrepreneurs gain access to small, affordable loans that make a real difference in their own lives and in those of their families.
Kaebauk on Lendahand
- Active on Lendahand since: June 2023
- Total raised: €1,193,436
- Amount repaid: €315,850
- Interest paid: €61,317
- On-time repayments: 17 out of 17 (100%)
Your investment
- Annual interest rate: 5.25%
- For an investment of €1,000, the expected total repayment is €1,091.
- Maturity: 36 months, with a grace period of 6 months, meaning you will receive your first repayment, including interest, after 12 months. You will then receive repayments every 6 months, including interest, resulting in 5 repayments in total.
- Currency: dollar. Please note that while you invest in euros, the loan is in dollars, which means there is a risk of currency fluctuations between the two. Visit our page on currency risks for more details.
Kaebauk (KIF)
Impact
In East Timor, 42% of the population lives below the poverty line, with very few formal job opportunities. Most people lack a stable income, and Kaebauk aims to change that.
As a microfinance institution, Kaebauk helps micro-entrepreneurs set a loan amount that they can manage, ensuring they won’t face repayment difficulties. Kaebauk also supports medium-sized businesses, which typically borrow larger amounts to use as working capital or to invest in their businesses. Through Lendahand, you can contribute to strengthening the local economy, while Kaebauk helps reduce the risks.
- 55% of Kaebauk's loans are provided to women.
Related blog posts
- In 2024, we visited Kaebauk in East Timor. Read more about it in this blogpost.
- Read more about Kaebauk here in their introduction blogpost.
- Want to learn more about how financial inclusion can thrive entrepreneurship? Read here.
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