Funding Societies 56

Working capital drives growth. In Southeast Asia, Funding Societies connects SMEs with investors, enabling entrepreneurs to access financing more quickly and expand their businesses. Thanks to a loan via Funding Societies, entrepreneur Tri contributes to the construction and infrastructure sector in Java.

funding gap emerging markets
Funding Societies
Company
Indonesia
Country

The project

Access to timely financing determines whether SMEs can grow or stall. The digital fintech platform Funding Societies connects entrepreneurs with investors, giving them faster and more flexible access to working capital. This contributes to financial inclusion in Southeast Asia, where many entrepreneurs remain underserved by traditional banks.

The impact is tangible: 71% of entrepreneurs gain access to financing for the first time through Funding Societies, and these loans have already supported the creation of more than 346,000 jobs. This shows how access to capital directly drives economic activity and employment.

Keeping Jakarta moving

The story of Tri, owner of Kumala Putra in Jakarta, shows what a loan means in practice. His company supplies essential construction materials such as sand and aggregates, and provides transport and maintenance services. In doing so, he plays an important role in the local construction and infrastructure sector.

Like many SMEs in the region, Tri faced long payment terms from clients. Demand for his services continued to grow, but delayed payments put pressure on his cash flow. As a result, it became more difficult to take on new projects.

Through Funding Societies, Tri gains access to working capital exactly when he needs it. This allows him to bridge the gap between delivery and payment. His business continues to run smoothly, and he can take on new projects without delay.

With your investment, you support 5 entrepreneurs like Tri to seize opportunities, expand their businesses, and contribute to the growth of their local economy.


Your investment

  • Annual interest rate: 6%
  • With an investment of €1,000 the expected total repayment is €1,045
  • Maturity: 12 months
  • Currency: EUR

Funding Societies

CEO
Kelvin Teo
Founded
2016-11-21
Location
Singapore
Sector
Financial services
Turnover
€9,026,270
Employees
600
€150,000raised
Fully funded in 38 minutes on 14 April 2026.
606investors
€150,000
target
6.0
%
Interest
12
months
Maturity
6
months
Repayments
A
B
C
D
E
Credit score
Growth financing
Euro

Impact

5
Lives improved

SMEs comprise about 60% of Southeast Asia's GDP and provide most jobs, but they face a $320B financing gap. Funding Societies has stepped in to bridge this gap, financing over €815 million through more than 3 million business loans in the last five years. Their focus lies in short-term credit, typically under 12 months, tailored to meet the needs of SMEs.

The impact of their loans is significant. About 76% of SMEs use their loans for working capital. Many acknowledge that this financing was essential to keep their businesses open and maintain their workforce. Furthermore, Funding Societies fosters women's economic empowerment by supporting female entrepreneurs, who comprise 24% of their borrowers.

Investing in Funding Societies on Lendahand promotes financial inclusion and social mobility in Southeast Asia, more specifically in Indonesia and Vietnam. With Funding Societies, you can contribute to regional development and make a real difference in people's lives.
 

Related blog posts

  • Read the introduction of Funding Societies as an investment opportunity here.
  • Want to learn more about Funding Societies? Read our email interview with CEO Kelvin Teo here.
  • Curious about the impact Funding Societies and Lendahand create together? Watch our interview with Funding Societies’ COO and impact manager, Vikas, here.