SPBD Tonga 24

SPBD Tonga provides access to finance across the island nation. Through group lending, women gain economic opportunities. Their communities benefit as well: Nafe was able to grow her business and aims to create jobs for others.

funding gap emerging markets
SPBD Tonga
Company
Tonga
Country

The project

SPBD Tonga provides women in Tonga with access to finance through group loans, enabling them to invest in their businesses and future. In Tonga, a traditional bank loan is not an option for many women, as they lack collateral and often live on remote islands without banks. Through group lending, SPBD offers a solution: each woman borrows in her own name, while the group jointly guarantees the loan.

Thanks to this approach, Nafe was able to expand her activities. She grows vanilla, taro, cassava, papaya, and kava root on her land. For a long time, she lacked the financing needed to invest in her business. A group loan from SPBD Tonga allowed her to purchase additional land, expand her vanilla production, and export her spices to New Zealand.

For Nafe, the loan meant not only business growth, but also the opportunity to help others. She aims to further expand her kava production and create jobs for women in her community.

Your investment contributes to equal opportunities in Tonga and enables women to start and grow their own businesses. In doing so, not only the female entrepreneur benefits, but also her wider community.

Want to learn more about how entrepreneurs in Tonga live and work? Sailor Lynn visited these entrepreneurs during her journey. Read her travel story here.


Your Investment

  • Annual interest rate: 7%
  • With an investment of €1,000, the expected total repayment is €1,088
  • Maturity: 24 months, with repayments including interest every 6 months
  • Currency: Euro
     

SPBD Tonga

CEO
Fine Tu’ipulotu
Founded
2010-12-13
Location
Nuku’alofa
Sector
Financial services
Turnover
€1,469,079
Employees
38
€125,000raised
Fully funded in 11 minutes on 30 June 2026.
336investors
€125,000
target
7.0
%
Interest
24
months
Maturity
6
months
Repayments
A
B
C
D
E
Credit score
Group loans
Female entrepreneurs
Euro

Impact

72
Lives improved

Tonga's female entrepreneurs often struggle to access financing, business support, and opportunities for growth. SPBD Tonga directly addresses these challenges by providing microloans exclusively to women, enabling them to start and expand their businesses.

Since its founding, SPBD Tonga has disbursed thousands of loans, totaling millions in funding for female-led enterprises. Women meet weekly to make repayments, receive business training, and build their savings—helping them achieve long-term financial stability.


Related blog posts

  • Read the introduction of SPBD Group as a new investment opportunity here.
  • Want to learn more about how financial inclusion can thrive entrepreneurship? Read here.
  • Check out this blog post to gain insight into poverty and the struggles faced by those unable to access essential resources for a basic standard of living.