Pronatec 2

Organic cocoa starts with smallholder farmers. With your investment, Pronatec can purchase cocoa from cooperatives in Latin America during the harvest season. This enables farmers to receive fair compensation, gain access to international organic and Fairtrade markets, and benefit from a more stable income.

funding gap emerging markets
Pronatec
Company
Netherlands
Country

The project

Cocoa travels a long way before it is turned into chocolate, ice cream, or bakery products. At the beginning of that chain are smallholder farmers in Latin America who depend on reliable buyers that offer fair prices and pay on time.

Pronatec is one of those buyers. The company processes and sells products such as cocoa, sugar, vanilla, and spices sourced from smallholder farmers in Africa and South America.

Smallholder farmers often experience strong market price fluctuations. Pronatec provides stable demand, timely payments, and support in accessing certified supply chains. This gives farmers access to international markets and allows them to invest in their plantations. In the long term, this contributes to stronger farmer cooperatives, more sustainable agriculture, and greater income security.

Pronatec will use this loan as working capital to purchase cocoa from cooperatives of smallholder farmers in Latin America, mainly in the Dominican Republic. During the harvest season, cocoa must be purchased and paid for within a short period of time, while sales revenues follow later in the year.

With your investment, Pronatec can pay producer organisations quickly, purchase sufficient volumes of cocoa, and continue long-term partnerships within organic and Fairtrade supply chains. 

How does this guaranteed investment work?

With the guarantee from FairCapital, you invest in sustainable, direct projects through Lendahand. FairCapital, based in Switzerland, provides financing and advisory services to companies in sustainable agriculture and has extensive experience assessing both the social impact and credit risk of agricultural projects.

If Pronatec cannot meet its payment obligations, FairCapital fully compensates Lendahand investors for the nominal investment plus interest. Note: investing always carries risks. Read the terms here.

Your investment
Pronatec is guaranteed by FairCapital, covering both your investment and the interest. 

  • Interest rate: 4% per year

  • With an investment of €1,000, the expected total repayment is €1,030

  • Maturity: 12 months. You will receive repayment every six months, including interest. You will receive payments in month 6 and 12.

  • Currency: Euro. 

Pronatec

CEO
David Yersin
Founded
1976-01-01
Location
Hoofddorp
Sector
Manufacturing / Production
Turnover
€11,636,438
Employees
250
€250,000raised
Fully funded in 4 hours on 30 July 2026.
423investors
€250,000
target
4.0
%
Interest
12
months
Maturity
6
months
Repayments
A+
B
C
D
E
Credit score
With guarantee
Euro
Direct to business
Agri-support

Impact

1965
Lives improved

Small-scale cocoa farmers in Africa and Latin America face limited access to financing, strict certification requirements, and strong price fluctuations in the market. Without stable buyers and timely payments, it is difficult for farmers to invest in their businesses and maintain certifications.

Sustainable cocoa production also requires farming methods that protect soil health, biodiversity, and long-term productivity. This is only possible with reliable buyers that provide market access and technical support.

PRONATEC plays an important role through direct and long-term partnerships with smallholder farmer cooperatives. The company purchases cocoa, vanilla, spices, and other agricultural products directly from these cooperatives, giving farmers more certainty that they can sell their harvest and receive timely payments during the harvest season. PRONATEC also supports farmers with certification and transparent supply chains.

In the short term, farmers and cooperatives receive faster payments for their cocoa and gain more income security. In the long term, the partnership helps them improve production, maintain certifications, and invest in sustainable farming methods.

The wider farming communities also benefit. Fairtrade premiums received by farmers are used for local projects such as improving education, infrastructure, and other community investments.