Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 28 February 2021. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €92,577,950
  • €71,300,950
  • €21,277,000
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €57,028,219
  • €47,618,219
  • €9,410,000
  • 61.60%
  • Minus charged/defaults*
  • via lendahand.com
  • via lendahand.co.uk
  • €1,539,588
  • €1,469,588
  • €70,000
  • 1.66%
To be repaid€34,010,14236.74%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
EFC UgandaUganda€2,126,968
REDAVIA GmbHGhana€1,661,581
MilaapIndia€1,632,437
SollatekKenya€1,607,500
LulalendSouth Africa€1,411,650
Golomt BankMongolia€1,161,300
SokoKenya€1,083,550
YAKRwanda€1,000,000
Phillip Bank Cambodia€938,591
Fortem HoldingsKenya€800,000
upOwaCameroon€796,975
MoringawayZambia€702,500
Sistema.bioMexico€662,350
candi solar AGIndia€633,750
SolarWorks! Mozambique€626,967
Opportunity BankUganda€614,600
Mikro KapitalMoldova, Republic of€600,000
VitaliteZambia€588,300
FinancialAccessKenya€566,500
First Finance Cambodia€500,000
Funding SocietiesSingapore€500,000
ECS ZambiaZambia€425,000
Spartan Impact FinanceSouth Africa€265,000
SolarNowUganda€210,000
BNFKenya€207,600
Eclof ColombiaColombia€101,252
SunTransferKenya€100,000
WEnergyPhilippines€33,333
UmatiKenya€32,044

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€34,010,142100.00%
No delay ***€29,859,35787.80%
  • €4,150,784
  • €101,252
  • €32,044
  • €1,632,437
  • €210,000
  • €566,500
  • €100,000
  • €425,000
  • €1,083,550
  • 12.20%
  • 0.30%
  • 0.09%
  • 4.80%
  • 0.62%
  • 1.67%
  • 0.29%
  • 1.25%
  • 3.19%

Interest

Percentage
Average interest rate received from lenders anually.7.45%
Minus defaults1.66%
Minus costs0.00%
Minus average margin Lendahand2.88%
Average net interest for investors anually2.90%

Other statistics

First investment 5 March 2013
Total number of investments165,942
Total number of projects offered2,885
Total number of projects financed2,803
Total repaid interest€2,727,411

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.