Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 28 February 2019. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €47,154,170
  • €38,392,950
  • €8,761,220
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €22,772,633
  • €20,952,733
  • €1,819,900
  • 48.29%
Minus charged/defaults*€1,219,5952.59%
To be repaid€23,161,94149.12%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
MilaapIndia€2,115,083
Opportunity BankUganda€1,796,475
Golomt BankMongolia€1,440,548
FinancialAccessKenya€1,291,725
SollatekKenya€1,282,917
KreditCambodia€1,147,899
SolarWorks! Mozambique€774,167
Eclof ColombiaColombia€540,810
SolarNowUganda€537,500
Sistema.bioMexico€525,000
MAXIMACambodia€521,426
upOwaCameroon€503,125
LulalendSouth Africa€401,300
VitaliteZambia€400,000
AzuriKenya€338,750
BNFKenya€324,499
WEnergyPhilippines€300,000
MDF West Africa Ghana€300,000
ECS ZambiaZambia€300,000
NPFCPhilippines€282,770
UmatiKenya€255,500
CrystalGeorgia€136,664
MoringawayZambia€100,400
SunTransferKenya€100,000
Vision Fund MongoliaMongolia€86,872
ABii NationalGhana€62,500
Agora MicrofinanceZambia€23,541
SimGasKenya€0
Nusa MakmurIndonesia€0
NewLight AfricaKenya€0
Spartan Impact FinanceSouth Africa€0
candi SolarIndia€0

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€23,161,941100.00%
No delay ***€22,879,17098.78%
  • €282,770
  • €282,770
  • 1.22%
  • 1.22%

Interest

Percentage
Average interest rate received from lenders anually.7.80%
Minus defaults2.59%
Minus costs0.00%
Minus average margin Lendahand3.28%
Average net interest for investors anually1.93%

Other statistics

First investment 5 March 2013
Total number of investments85,272
Total number of projects offered2,433
Total number of projects financed2,433
Total repaid interest€1,164,108
To be repaid interest€802,054

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.