Loan portfolio

Overview investing portfolio Lendahand to date 31 January 2018. Numbers below are about investing via local partners, as well as direct investments and co-financing. This page is automatically updated every first of the month.

Outstanding investments

Absolute numbers (€)As % of total investments
Total investments€23,202,800100.00%
Minus total repaid€10,912,55247.00%
Minus charged/defaults*€00.00%
To be repaid€12,290,24753.00%

Outstanding investments by counterparty

CounterpartyOutstanding notional
Kredit€2,237,244
Milaap€1,504,950
FinancialAccess€1,099,750
Eclof Colombia€945,697
MAXIMA€945,133
SimGas€916,167
SolarNow€675,000
NPFC€583,200
Sollatek€530,000
OBUL€502,300
VFM€439,716
BNF€300,166
Umati€299,150
WEnergy€266,666
SolarWorks! Trading B.V.€250,000
AMZ€235,533
NM€222,300
SunTransfer€200,000
ABii€156,250
Golomt Bank€147,350
Azuri€130,000
Homelux €125,000
Crystal€0

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€12,290,247100.00%
No delay ***€11,707,04795.25%
Delayed **€583,2004.75%
NPFC€583,2004.75%

Interest

Percentage
Average interest rate received from lenders anually.7.35%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand3.10%
Average effective interest for investors anually4.24%

Other statistics

First investment 5 March 2013
Total number of investments52,839
Total number of projects offered2,058
Total number of projects financed2,058
Total repaid interest€530,098
To be repaid interest€714,228

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors or are more than 365 days behind in payment. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected or if the 365 days of late payment have been exceeded.)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.