Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 31 October 2018. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
Total investments€33,168,350100.00%
Minus total repaid€16,810,81751.00%
Minus charged/defaults*€00.00%
To be repaid€16,357,53249.00%

Outstanding investments by counterparty

CounterpartyOutstanding notional
Milaap€2,076,941
OBUL€1,560,425
Kredit€1,549,743
FinancialAccess€1,476,650
Sollatek€1,071,458
SimGas€918,528
Golomt Bank€895,566
SolarWorks! Trading€708,333
Eclof Colombia€684,793
MAXIMA€645,783
Sistema.bio€525,250
upOwa€500,000
Umati€445,000
Azuri€400,312
WEnergy€383,333
NPFC€318,420
Lulalend€302,600
NewLight Africa Ltd.€300,000
BNF€295,741
SolarNow€270,500
VITALITE Zambia Ltd.€200,000
VFM€157,946
Crystal€148,645
SunTransfer€100,075
NM€95,450
ABii€93,750
AMZ€64,262

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€16,357,532100.00%
No delay ***€15,120,58292.44%
Delayed **€1,236,9497.56%
NPFC€318,4201.95%
SimGas€918,5285.62%

Interest

Percentage
Average interest rate received from lenders anually.6.75%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand2.29%
Average effective interest for investors anually4.46%

Other statistics

First investment 5 March 2013
Total number of investments74,152
Total number of projects offered2,323
Total number of projects financed2,323
Total repaid interest€940,359
To be repaid interest€860,857

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.