Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 30 September 2021. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €107,714,000
  • €82,432,700
  • €25,281,300
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €67,639,846
  • €55,239,846
  • €12,400,000
  • 62.80%
  • Minus charged/defaults*
  • via lendahand.com
  • via lendahand.co.uk
  • €1,539,588
  • €1,469,588
  • €70,000
  • 1.43%
To be repaid€38,534,56535.77%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
Funding SocietiesIndonesia€2,498,250
REDAVIA GmbHGhana€2,391,624
EFC UgandaUganda€2,264,666
SollatekKenya€1,653,291
Mikro KapitalMoldova€1,333,583
Fortem HoldingsKenya€1,285,000
MilaapIndia€1,079,712
Sistema.bioMexico€1,017,884
BWISEEcuador€1,000,000
MiCreditoNicaragua€1,000,000
SokoKenya€936,523
upOwaCameroon€830,091
Golomt BankMongolia€762,258
YAKRwanda€750,000
KoriPeru€730,250
Phillip Bank Cambodia€700,082
SolarWorks! Mozambique€626,967
VitaliteZambia€559,925
LulalendSouth Africa€500,000
MoringawayZambia€465,508
candi solar AGIndia€453,750
ECS ZambiaZambia€425,000
First Finance Cambodia€387,500
FinancialAccessKenya€281,400
BNFKenya€158,067
SolarNowUganda€157,500
Eclof ColombiaColombia€101,252
SunTransferKenya€100,000
UmatiKenya€32,044

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€38,534,565100.00%
No delay ***€33,951,98088.11%
  • €4,582,584
  • 11.89%
  • 0.26%
  • 0.42%
  • 0.08%
  • 2.80%
  • 0.41%
  • 0.97%
  • 0.26%
  • 1.63%
  • 1.53%
  • 1.10%
  • 2.43%

Interest

Percentage
Average interest rate received from lenders anually.7.45%
Minus defaults1.43%
Minus costs0.00%
Minus average margin Lendahand2.85%
Average net interest for investors anually3.17%

Other statistics

First investment 5 March 2013
Total number of investments190,160
Total number of projects offered2,950
Total number of projects financed2,870
Total repaid interest€3,349,222

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.