Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 31 December 2018. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €42,763,569
  • €35,691,650
  • €7,071,919
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €19,953,769
  • €18,994,407
  • €959,362
  • 47.00%
Minus charged/defaults*€00.00%
To be repaid€22,809,79953.00%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
MilaapIndia€2,180,329
Opportunity BankUganda€1,649,650
FinancialAccessKenya€1,325,375
KreditCambodia€1,287,077
Golomt BankMongolia€1,217,927
SollatekKenya€1,167,083
SimGasKenya€919,595
SolarWorks! Mozambique€786,667
Eclof ColombiaColombia€637,185
MAXIMACambodia€578,897
SolarNowUganda€575,000
upOwaCameroon€465,625
VitaliteZambia€400,000
Sistema.bioMexico€375,000
AzuriKenya€371,250
WEnergyPhilippines€333,333
BNFKenya€328,274
LulalendSouth Africa€302,600
NewLight AfricaKenya€300,000
MDF West Africa Ghana€300,000
NPFCPhilippines€289,419
UmatiKenya€255,000
CrystalGeorgia€141,664
Vision Fund MongoliaMongolia€109,714
SunTransferKenya€100,000
ABii NationalGhana€93,750
Nusa MakmurIndonesia€47,525
Agora MicrofinanceZambia€38,670
MoringawayZambia€0

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€22,809,799100.00%
No delay ***€21,300,78593.38%
  • €1,509,014
  • €289,419
  • €919,595
  • €300,000
  • 6.62%
  • 1.27%
  • 4.03%
  • 1.32%

Interest

Percentage
Average interest rate received from lenders anually.6.69%
Minus defaults0.00%
Minus costs0.00%
Minus average margin Lendahand2.17%
Average effective interest for investors anually4.51%

Other statistics

First investment 5 March 2013
Total number of investments79,128
Total number of projects offered2,378
Total number of projects financed2,378
Total repaid interest€1,069,897
To be repaid interest€871,399

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.