Loan portfolio

Here is an overview of Lendahand’s investment portfolio as of 30 June 2020. The figures below reflect investments via local partners, direct investments and co-financing. This page is updated automatically every month.

Outstanding investments

Absolute numbers (€)As % of total investments
  • Total investments
  • via lendahand.com
  • via lendahand.co.uk
  • €80,273,300
  • €62,604,900
  • €17,668,400
  • 100.00%
  • Minus total repaid
  • via lendahand.com
  • via lendahand.co.uk
  • €46,921,202
  • €39,571,202
  • €7,350,000
  • 58.45%
  • Minus charged/defaults*
  • via lendahand.com
  • via lendahand.co.uk
  • €1,289,595
  • €1,219,595
  • €70,000
  • 1.61%
To be repaid€32,062,50239.94%

Outstanding investments by counterparty

CounterpartyCountryOutstanding notional
MilaapIndia€2,092,125
LulalendSouth Africa€1,921,050
Golomt BankMongolia€1,590,351
SokoKenya€1,474,200
REDAVIA GmbHGhana€1,469,040
SollatekKenya€1,405,584
VitaliteZambia€1,019,000
upOwaCameroon€993,525
Spartan Impact FinanceSouth Africa€991,250
MoringawayZambia€985,550
FinancialAccessKenya€963,925
EFC UgandaUganda€940,928
candi solar AGIndia€893,125
Phillip Bank Cambodia€708,473
SolarWorks! Mozambique€701,876
Sistema.bioMexico€683,516
Opportunity BankUganda€632,100
ECS ZambiaZambia€425,000
BNFKenya€261,950
NPFCPhilippines€256,504
YAKRwanda€250,000
SolarNowUganda€210,000
MDF West Africa Ghana€150,000
Eclof ColombiaColombia€120,119
WEnergyPhilippines€100,001
SunTransferKenya€100,000
UmatiKenya€32,044
Vision Fund MongoliaMongolia€2,000

Delays

 Absolute numbers (€)As % van total outstanding
Total outstanding€32,062,502100.00%
No delay ***€30,075,02793.80%
  • €1,987,474
  • €256,504
  • €32,044
  • €210,000
  • €963,925
  • €100,000
  • €425,000
  • 6.20%
  • 0.80%
  • 0.10%
  • 0.65%
  • 3.01%
  • 0.31%
  • 1.33%

Interest

Percentage
Average interest rate received from lenders anually.7.45%
Minus defaults1.61%
Minus costs0.00%
Minus average margin Lendahand2.94%
Average net interest for investors anually2.90%

Other statistics

First investment 5 March 2013
Total number of investments143,052
Total number of projects offered2,815
Total number of projects financed2,799
Total repaid interest€2,212,025

* The total amount of write-offs (also: 'defaults') are the amounts for which it is reasonable to expect that they will not be repaid to the investors. A partial write-off is also possible if there has been a partial repayment. A bankruptcy does not necessarily mean a write-off when it is still reasonable to expect that the loan can be repaid through foreclosure. (A bankruptcy is a write-off if no repayment can be expected)

** Arrears of >45, >90 or >180 days refer to the sum of all outstanding repayments for loans whereby the borrower is at least 45, 90 or 180 days behind on repayment with respect to the agreed repayment date. (source: Branchvereniging Crowdfunding Nederland)

*** Including delays up to 45 days

Lendahand is committed to a transparent crowdfunding market. That is why we made a commitment to the Branchevereniging Nederland Crowdfunding on displaying the status of financing on our platform. Please note that the crowdfunding market is relatively new and evolving. Past performance is no guarantee of future results.