Universal Credit has been supporting entrepreneurs in Kyrgyzstan with accessible and affordable microloans since 2006. These loans provide people in rural areas the opportunity to start or expand their businesses. Universal Credit manages to offer one of the lowest interest rates to underserved entrepreneurs. Through this financing, Universal Credit promotes not only business growth but also well-being, stability, and financial independence.
The organization focuses on women actively engaged in entrepreneurship in rural areas, where access to financing is limited. In addition to loans, Universal Credit offers financial literacy training, empowering entrepreneurs to make more informed decisions. The organization also invests in green loans and an ESG strategy to promote sustainable economic development. In this way, Universal Credit contributes to a brighter future for entrepreneurs and their communities.

General information
Borrower | Мiсrосгеdit соmрапу "Universal Сгеdit" Limited Liability Company |
Country | Kyrgyzstan |
Head office | Bishkek |
Website | https://u-credit.kg/en/home/ |
Founded | 20 December 2006 |
Active on Lendahand since | 27 November 2024 |
Credit Score | A |
Financial information per 2024-06-30
Portfolio Overview | €9,112,556 |
Leverage ratio | 76.00% |
Write-off ratio | 0.00% |
% investment amount in arrears (>90 days) | 0.34% |
About Kyrgyzstan
Kyrgyzstan, officially the Kyrgyz Republic, is a mountainous landlocked country in Central Asia. Kyrgyzstan is bordered by Kazakhstan to the north, Uzbekistan to the west, Tajikistan to the south, and China to the east. Its capital and largest city is Bishkek. Ethnic Kyrgyz make up the majority of the country's six million people, followed by significant minorities of Uzbeks and Russians. It is a developing country ranked 120th in the Human Development Index, and the second poorest country in Central Asia. The country's transition economy is heavily dependent on deposits of gold, coal, and uranium.
Last funded project

Universal Credit 4




Entrepreneurs in Kyrgyzstan are transforming their futures with affordable loans from microfinance institution Universal Credit. By offering fair financing, Universal Credit not only helps local businesses grow but also sets an example for other financial institutions to adopt socially responsible rates. Your invest...Continue reading