Fundenuse is a financial institution in Nicaragua that provides microloans to small and medium-sized enterprises. The organization mainly focuses on rural areas and primarily finances activities in agriculture and trade.
Since its founding in 1993, Fundenuse has focused on offering accessible and appropriate financial services to entrepreneurs, with the aim of strengthening local businesses and stimulating economic development.
Fundenuse offers tailored credit solutions, for example for farmers who need working capital for a new growing season or for shop owners who want to expand their inventory. The institution is mainly active in rural areas in the north, west, and central regions of Nicaragua, but also supports entrepreneurs in urban areas.
Fundenuse finances entrepreneurs through both individual loans and group loans, giving them access to financing that fits their needs.
By doing so, the organization enables a diverse group of entrepreneurs to further develop their businesses and increase their income. In this way, Fundenuse contributes to stronger local economies in Nicaragua.
General information
| Borrower | Fundenuse Sociedad Anonima |
| Country | Nicaragua |
| Head office | Ocotal |
| Website | https://www.fundenuse.com.ni/ |
| Founded | 27 January 2012 |
| Active on Lendahand since | 10 March 2026 |
| Credit Score | A+ |
Financial information per 2025-06-30
| Portfolio Overview | €31,046,074 |
| Leverage ratio | 56.89% |
| Write-off ratio | 0.05% |
| % investment amount in arrears (>90 days) | 0.23% |
About Nicaragua
Nicaragua, located in Central America between Honduras and Costa Rica, has coastlines along both the Caribbean Sea and the Pacific Ocean. The country is known for its diverse landscapes, including volcanoes, rainforests, and lakes, and has a population of about 6.7 million people. In 2023, Nicaragua had an economy of approximately USD 15 billion, with agriculture, industry, and services playing important roles. Key export products include coffee, beef, and textiles. Entrepreneurs in Nicaragua operate in an environment where access to financing and reliable infrastructure is not always guaranteed. Especially in rural areas, households often have limited resources and less access to services such as education and healthcare. Entrepreneurship therefore plays an important role in creating income and economic opportunities within communities.
Last funded project
NicaraguaA bakery of her own. That was the dream of Diana from Jalapa, Nicaragua. With a loan from microfinance institution Fundenuse, she was able to turn that dream into reality. Within a few years, her business has grown into a well-running bakery with a steady stream of orders.