Fundenuse 2
A bakery of her own. That was the dream of Diana from Jalapa, Nicaragua. With a loan from microfinance institution Fundenuse, she was able to turn that dream into reality. Within a few years, her business has grown into a well-running bakery with a steady stream of orders.
The project
Diana runs her own bakery, Mi Dulce Tentación, in Jalapa, Nicaragua. She had long dreamed of starting her own business, but lacked the financial means to do so. Thanks to a loan from microfinance institution Fundenuse, she was able to take that step. With the financing, she invested in a professional mixer and the necessary ingredients to start baking.
Four years have passed since her first loan. Where she initially sold four cakes per week, demand has now grown to the point where her bakery is operating at full capacity. Diana: “Demand is now so high that I barely have time to buy ingredients to fulfill all the orders. Over these four years, we have acquired a car to deliver orders and a venue where customers can celebrate birthdays and private events.”
Fundenuse provides loans to small and medium-sized enterprises, particularly entrepreneurs active in agriculture and trade in Nicaragua. Fundenuse ranks among the top three best-performing financial institutions in Latin America and the Caribbean for social impact, according to the Microfinance Index 2025 by research firm 60 Decibels.
Entrepreneurs who receive a loan from Fundenuse report that the financing strengthens their financial position, gives them greater control over their expenses, and helps them better prepare for unexpected costs. In this way, small business owners like Diana are able to start and grow their businesses and achieve a stable income.
Your investment
- Interest rate per year: 6.75%
- Maturity: 12 months. You will receive a repayment, including interest, each six months. This means you will receive 2 repayments in total.
- Currency: dollar. Please note that while you invest in euros, the loan is in dollars, which means there is a risk of currency fluctuations between the two. Visit our currency risk page for more information.
Fundenuse
Impact
Fundenuse ranks among the top three best-performing financial institutions in Latin America and the Caribbean for social impact, according to the Microfinance Index 2025 by research firm 60 Decibels. This independent ranking is based on interviews with thousands of microfinance clients and shows how financial institutions contribute to the lives of entrepreneurs.
Entrepreneurs report that the financing helps them strengthen their financial position, gain better control over their expenses, and prepare for unexpected costs. In this way, Fundenuse contributes to the financial resilience of SME entrepreneurs in Nicaragua.
Impact at a glance:
- 66% of entrepreneurs say their ability to achieve a financial goal has significantly improved.
- 53% report that their ability to manage their finances has significantly improved.
- 43% say their savings have increased significantly.
- 100% of entrepreneurs report that they have been treated fairly.
These results align with a broader trend in Nicaragua. Clients of financial institutions often experience clear improvements in their financial situation. For example, 93% of clients report an improvement in their quality of life.
Discover more - Log in or create an account
To protect our partners, certain information is only available when you are logged in. Log in, or create a free account if you are new to Lendahand!