What is crowdfunding?

Crowdfunding is an alternative way of financing a project without the use of financial intermediaries.

What is crowdfunding?

Crowdfunding is an alternative way of financing a project without the use of financial intermediaries.

Typically a project only receives the money if the full amount is financed. If that is not the case, then the funders get their committed money back.

There are several forms of crowdfunding: donations, loans, equity, profit-sharing, or rewards based. The two most important ones are:

  1. Through a donation; (sometimes a product or a small gift is gifted in exchange for the donation)
  2. Through the disbursement of a loan or by buying shares

Through our website you can collectively invest in  small and medium enterprises (SMEs) in emerging countries, through a local partner based in the country of the SME. The main advantage of this structure is that the local partner will cover the risks of defaults of the SME's and currency exchange. This structure enables us to provide fair interest rates to the SME's and you receive a healthy interest as well.


The term crowdfunding has not existed very long. In the Netherlands, this form of financing has gained momentum in the last five years. In times where banks have limited the loans they disburse, crowdfunding has proven to provide a solution for this financing problem. Furthermore, the average savings-rate seems not to be interesting enough to grow your capital. Crowdfunding offers often an interest rate somwhere between 4-6%, which makes it an interesting alternative for putting your money away for a fixed period. In the Netherlands, most of the websites focus on investing in a concept or in a company. The basics of an investment are very clear: invest in a company to maximize interest. In the Dutch landscape, donation-based crowdfunding is less common.

Advantages Lendahand

Our progress

140 M
Total invested
110 M
Already repaid
Jobs created
Projects funded

Proud winner Best Crowdfunding Platform 2018 by IEX.nl

Lendahand combines a good sense of risks and returns with the same amount of idealism. The platform does as a 'social lender' innovative things and deserves the title Best Crowdfunding platform of 2018
Jury rapport

As featured in

Most recently funded project

Open now

funding gap emerging markets

Creze 12

Partner Creze will use the EUR 100,000 to finance 10 SMEs in Mexico active in the retail, construction and transportation sector. This will contribute to reduce the SME financing gap, create jobs and improve livelihoods. Approximately 25% of the companies funded by Creze are female owned. **please note: this project contains an exchange rate risk EUR/USD)**

36 months
1 months
Maturity36 months
Repayments1 months
Still €37,810 needed, 31 days to go