Amanat Credit 4
Amanat Credit shows women in Kyrgyzstan that entrepreneurship is within their reach. With a female CEO and a customer base made up largely of women, the microfinance institution lowers barriers and makes entrepreneurship more visible and achievable for women.

The project
Limited access to finance remains a major barrier for female entrepreneurs in Kyrgyzstan. According to World Bank data (2019), only 18.2% of women-led small and medium-sized enterprises have access to a loan or credit line. This restricts their ability to start or grow a business and to build a stable income for their families.
Amanat Credit plays a key role in addressing these barriers. The financial institution provides accessible loans to women, including in rural areas where financial services are often even more limited. This gives women the opportunity to build their businesses and become more economically independent.
What sets Amanat apart is that inclusive finance is reflected not only in its target group, but also within the organization itself. More than half of its clients are women, and the institution is led by a female CEO. This makes the step toward entrepreneurship more tangible and shows that growth and leadership are also within reach for women.
With your investment, you support women in Kyrgyzstan as they build their businesses and contribute to greater economic independence and stronger future prospects for them and their families.
Amanat on Lendahand
- Active on Lendahand since: November 2024
- Total raised: €423,220
- Already repaid: €103,999
- Interest disbursed: €12,391
- Payments on time: 3 out of 3 (100%)
Your Investment
- Annual interest rate: 7%
- Maturity: 12 months
- For a €1,000 investment, the expected total repayment is €1.053
- Repayment: Every six months. This means that the loan is repaid in two instalments, one every six months. Interest is also paid every six months.
- Currency: dollar. Please note that while you invest in euros, the loan is in dollars, which means there is a risk of currency fluctuations between the two. For more details, visit our currency risk page.
Amanat Credit
Impact
Amanat Credit strengthens economic independence in Kyrgyzstan by providing microloans to small entrepreneurs in remote areas. These loans empower entrepreneurs to start or expand their businesses, directly contributing to local economic growth and development.
Beyond financial support, Amanat Credit plays a crucial role in educating entrepreneurs. They offer financial training that helps entrepreneurs develop their financial knowledge and skills, enabling them to better manage their businesses and achieve sustainable growth.
Through this combined approach of lending and education, Amanat Credit not only supports the success of individual businesses but also contributes to the broader economic development of the country.
Related blog posts
- Learn more about Kyrgyzstan as an emerging market here.
- Curious about other microfinance institutions in our portfolio? Explore them here.
- Want to know more about how financial inclusion can boost entrepreneurship? Read here.
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