Oxus 12
Farmer Abdurahmonov from Tajikistan was able to grow his agricultural business with a loan from microfinance institution Oxus. By investing in seeds, fertilizer and later also machinery, he increased his yields and built a more stable income for his family. Will you invest in the sustainable lending programmes of Oxus?
The project
Based in the Khorasan region, Abdurahmonov wanted to gradually expand his farm. With an initial loan of 34,000 somoni (around 3,000 US dollars), he invested in essential agricultural inputs, resulting in a higher harvest. That growth made the next step possible. A second loan of 50,000 somoni (approximately 4,500 US dollars) allowed him to purchase modern farming equipment, further scaling up his production. His farm is now a sustainable source of income.
Oxus focuses on entrepreneurs in rural areas, where access to traditional financing is limited. With flexible loans and fast disbursement, its financing matches the realities of local small and medium-sized businesses and creates room to invest when it matters most.
With your investment in Oxus, entrepreneurs like Abdurahmonov gain access to financing. They strengthen their businesses and incomes while contributing to economic development in their region. The loan to Oxus is used for sustainable lending programmes and to finance female entrepreneurs. In this way, your investment supports lasting impact in Tajikistan. Will you join this project?
Oxus on Lendahand
- Active on Lendahand since: March 2023
- Total funds raised: €1,925,000
- Amount repaid: €758,333
- Interest paid: €66,229
- On-time repayments: 12 out of 12 (100%)
Your investment
- Annual interest rate: 5%
- For an investment of €1,000, the expected total repayment is €1,088.
- Maturity: 24 months.
- Grace period: No repayments will be made during the first 12 months. The first repayment is due in month 18, followed by the second and final repayment in month 24.
- Currency: euro
OXUS
Impact
OXUS is a microfinance institution in Tajikistan committed to offer financial services to the working poor and unbanked entrepreneurs in the country. Access to finance is an effective tool against poverty. It increases entrepreneurial activity, resulting in job creation, empowerment, and economic development. The MFI serves entrepreneurs and people in rural areas, where 80% of their clients live. 40% of their client portfolio are female entrepreneurs.
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