Amanat Credit 5

Women in Kyrgyzstan are mainly active in micro, small, and medium-sized enterprises. Of the entrepreneurs in these businesses, 68.3% are women and 31.7% are men, while men are more often owners of large companies. Microfinance institution Amanat Credit supports these women entrepreneurs by making credit more accessible and lowering barriers to entrepreneurship.

funding gap emerging markets
Amanat Credit
Company
Kyrgyzstan
Country

The project

In Kyrgyzstan, financial exclusion remains a major barrier to women’s economic independence. Only 18.2% of women-led small and medium-sized enterprises have access to a loan or credit line. This limits their ability to start a business, grow, and become financially independent.

Amanat Credit makes entrepreneurship for women in Kyrgyzstan more visible and attainable. More than half of its clients are women, and the organization is led by a female CEO. The microfinance institution plays an important role in improving access to credit for small women-owned businesses, including in rural areas where financial services are often limited. This gives women the space to start and expand their businesses and strengthen their economic position.

Amanat Credit is committed to inclusive finance and equal opportunities for entrepreneurs in the micro, small, and medium-sized enterprise sector. Will you invest in accessible financing and opportunities for entrepreneurs in Kyrgyzstan?

Amanat on Lendahand

  • Active on Lendahand since: November 2024
  • Total raised: €423,220
  • Already repaid: €103,999
  • Interest disbursed: €12,391
  • Payments on time: 3 out of 3 (100%)
     

Your Investment

  • Annual interest rate: 7%
  • Maturity: 12 months
  • For a €1,000 investment, the expected total repayment is €1.053
  • Repayment: Every six months. This means that the loan is repaid in two instalments, one every six months. Interest is also paid every six months.
  • Currency: dollar. Please note that while you invest in euros, the loan is in dollars, which means there is a risk of currency fluctuations between the two. For more details, visit our currency risk page.

Amanat Credit

CEO
Gulzara Omurzakova
Founded
2006-01-01
Location
Bishkek
Sector
Financial services
Turnover
$3,039,654
Employees
154
€200,000raised
Fully funded in 1 day on 15 January 2026.
785investors
€200,000loan is in
USD
target
7.0
%
Interest
12
months
Maturity
6
months
Repayments
A
B
C
D
E
Credit score
USD
Microfinance

Impact

200
Lives improved

Amanat Credit strengthens economic independence in Kyrgyzstan by providing microloans to small entrepreneurs in remote areas. These loans empower entrepreneurs to start or expand their businesses, directly contributing to local economic growth and development.

Beyond financial support, Amanat Credit plays a crucial role in educating entrepreneurs. They offer financial training that helps entrepreneurs develop their financial knowledge and skills, enabling them to better manage their businesses and achieve sustainable growth.

Through this combined approach of lending and education, Amanat Credit not only supports the success of individual businesses but also contributes to the broader economic development of the country.
 

Related blog posts

  • Learn more about Kyrgyzstan as an emerging market here.
  • Curious about other microfinance institutions in our portfolio? Explore them here.
  • Want to know more about how financial inclusion can boost entrepreneurship? Read here.