OXUS KG 2

Mayramkul and her family have worked in agriculture and livestock farming for years. They grow raspberries and clover and manage a large herd of livestock. With a loan from OXUS Kyrgystan, the family expands its livestock business and builds a stronger future.

funding gap emerging markets
OXUS KG
Company
Kyrgyzstan
Country

The project

Mayramkul and her family have dedicated years to agriculture and livestock farming. They cultivate raspberries and clover and manage a large herd of livestock: pedigree horses, local horses, and small ruminants. During the summer season, they move many of the animals to the high mountain pastures, the jailoo, following Kyrgyzstan's traditional livestock farming practices.

The whole family contributes to the business. Together, they manage and grow the farm, each playing their own role.

With a loan from OXUS Kyrgystan, a microfinance institution that focuses on entrepreneurs with limited access to traditional banks, Mayramkul expands her livestock with additional horses. She also refinances an existing loan with OXUS, giving the family greater financial flexibility.

Thanks to this investment, the family strengthens the farm's productive capacity and increases opportunities to generate income. This way, Mayramkul and her family build sustainable growth for the long term.

With your investment you contribute to better access to financial services for entrepreneurs in rural Kyrgyzstan.

Your Investment

  • Annual interest rate: 6%.

  • With an investment of 1,000 euros, your expected total repayment would be 1,060 euros

  • Maturity: 12 months. 

  • Grace period: 12 months. You will receive the full repayment including interest after 12 months.

  • Currency: Dollar. Please note that although you invest in euros, the loan is in dollars, so there is a risk of exchange rate fluctuations between dollars and euros. Visit our page on exchange rate risks for more information.

OXUS KG

CEO
Ravshanbek Dosonov
Founded
2006-07-12
Location
Bishkek
Sector
Agriculture
Turnover
$332,859
Employees
124
€250,000raised
Fully funded in 2 days on 31 July 2026.
706investors
€250,000loan is in
USD
target
6.0
%
Interest
12
months
Maturity
6
months
Repayments
A
B
C
D
E
Credit score
USD
Microfinance

Impact

200
Lives improved

Oxus KG is a microfinance institution in Kyrgyzstan, serving a total of more than 11,000 households across five regions. With a strong presence in rural and semi-urban communities — especially in rural areas — the institution reaches clients who often have limited access to traditional banking services. Around two-thirds of clients are based in rural areas and more than half are women.

Through loans for agriculture, small businesses, education, livelihood improvements, and home renovation, Oxus KGS helps families and entrepreneurs strengthen their income and living conditions. Agriculture-related lending represents about one-quarter of the portfolio, while green loans already account for 15.9%, including financing for sustainable housing materials and electric or hybrid vehicles. 

The institution also supports women borrowers through financial and digital literacy training, including women with disabilities, reinforcing its role in creating economic opportunities in underserved communities.