OXUS KG 5
Nina took the bull by the horns. With a loan from OXUS Kyrgyzstan (KG), she and her family bought a tractor for their farm. This generates additional income and helps the family further strengthen their farming business.

The project
Nina and her family work hard on their farm in rural Kyrgyzstan. They raise livestock and grow various crops. With a loan from OXUS KG, the family purchased a tractor. This makes the work on the farm much easier. They also use the tractor to offer transportation services to other farmers, which provides additional income for the family.
OXUS KG offers loans to rural entrepreneurs, with an average loan amount of about €1,250. OXUS KG provides access to financing that is often difficult to obtain through a traditional bank.
With your investment, OXUS KG can help more families like Nina’s to gain access to financing, so they can invest in their businesses.
Your Investment
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Annual interest rate: 5.5%
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For an investment of €1.000, the expected total repayment is €1.055.
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Maturity: 12 months. You will receive your investment after 12 months. You will receive interest every 6 months.
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Currency: Dollar. Please note that while you invest in euros, the loan is in dollars, which means there is a risk of currency fluctuations between the two. For more details, visit our currency risk page.
OXUS KG
Impact
Oxus KG is a microfinance institution in Kyrgyzstan, serving a total of more than 11,000 households across five regions. With a strong presence in rural and semi-urban communities — especially in rural areas — the institution reaches clients who often have limited access to traditional banking services. Around two-thirds of clients are based in rural areas and more than half are women.
Through loans for agriculture, small businesses, education, livelihood improvements, and home renovation, Oxus KGS helps families and entrepreneurs strengthen their income and living conditions. Agriculture-related lending represents about one-quarter of the portfolio, while green loans already account for 15.9%, including financing for sustainable housing materials and electric or hybrid vehicles.
The institution also supports women borrowers through financial and digital literacy training, including women with disabilities, reinforcing its role in creating economic opportunities in underserved communities.
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