MásKapital is a microfinance institution based in Oaxaca, Mexico. They focus entirely on entrepreneurial women who run small shops, market stalls, or work in traditional trades. These women often have no access to regular banks but are eager to grow their businesses.
With their group loan “Más Flexible,” MásKapital makes credit more accessible. Women form a group with at least two others, but each borrower remains responsible for her own loan. This model combines mutual support with financial discipline.
MásKapital has a team of 699 employees, 59% of whom are women. More than half of the team (62%) works as loan officers and provides personal guidance to clients. Most of their borrowers are active in trade and services (73%), followed by craft and small-scale production (25%). In this way, MásKapital strengthens local entrepreneurship and expands economic opportunities for women in one of the poorest regions of Mexico.
General information
| Borrower | KapitalMujer S.A. de C.V., SOFOM, E.N.R. |
| Country | Mexico |
| Head office | Oaxaca de Juárez |
| Website | https://www.maskapital.mx/ |
| Founded | 20 June 1993 |
| Active on Lendahand since | 20 June 2025 |
| Credit Score | A |
Financial information per 2025-03-31
| Portfolio Overview | €13,844,393 |
| Leverage ratio | 82.00% |
| Write-off ratio | 0.00% |
| % investment amount in arrears (>90 days) | 1.15% |
About Mexico
In Oaxaca, one of the poorest regions of Mexico, 58.4% of the population lives in multidimensional poverty (CONEVAL, 2022). Many families rely on small-scale income-generating activities, such as a home-based kiosk, market stalls, or traditional crafts. Without access to formal financing, it is difficult to grow or stabilize these businesses. Women are especially affected, as they have fewer economic opportunities while also carrying most of the responsibilities at home. MásKapital addresses this challenge directly. With 100% of their clients being women, they make a clear contribution to gender equality and local entrepreneurship. They provide group loans in which women form small groups and support each other throughout the loan term, while remaining individually responsible for their own loan. This approach makes credit accessible to women who would otherwise be excluded. With loans starting at 1,000 MXN (about 45 euros), women can start or grow their businesses. This leads to more stable incomes, greater independence, and stronger decision-making power. Every loan is an investment in lasting progress for women and their communities in Oaxaca.
Last funded project
MexicoRosita makes comales, clay griddles that are widely used in Mexican cooking. Thanks to a group loan from MásKapital, she was able to expand her business. MásKapital focuses on female entrepreneurs, helping them strengthen their financial position.