OXUS 7

Nusrat started out as a farmer with a small piece of land and a few chickens. Thanks to the support of Oxus, he gained access to financing to improve his farm. Farmers like Nusrat play an important role in the transition towards more sustainable agriculture in Tajikistan.

funding gap emerging markets
OXUS
Company
Tajikistan
Country

The project

Since 2008,  Nusrat has been working as a farmer in Tajikistan. He began with a small plot and a few chickens but always dreamed of expanding his business. With a small loan from Oxus, he was able to purchase farming equipment and tools. This allowed him to increase his productivity, acquire more land, and boost his harvests.

Over the years,  Nusrat has made great progress. He increased his yields, diversified his crops, and improved his marketing skills. He also built a new home for his family, where his children can grow up in a safe environment. He serves as an inspiration to other farmers and a role model within his community.

Oxus directs all financing from Lendahand toward green loans and loans for female entrepreneurs. Green loans offer lower interest rates for those who invest in sustainability. For example, farmers like Ismatov are working to make agriculture more environmentally friendly by investing in greenhouses, drip irrigation, and new orchards.

Will you invest in a greener future for agriculture in Tajikistan?

Oxus on Lendahand

  • Active on Lendahand since: March 2023
  • Total funds raised: €825,000
  • Amount repaid: €650,000
  • Interest paid: €63,250
  • On-time repayments: 10 out of 10 (100%)
     

Your investment

  • Annual interest rate: 5%
  • For an investment of €1,000, the expected total repayment is €1,088.
  • Maturity: 24 months. 
  • Grace period: No repayments will be made during the first 12 months. The first repayment is due in month 18, followed by the second and final repayment in month 24.
  • Currency: euro

 

OXUS

CEO
Vatansho Vatanshoev
Founded
2005-11-18
Location
Dushanbe
Sector
Agriculture
Turnover
€4,200,000
Employees
188
€200,000raised
Fully funded in 27 days on 6 November 2025.
916investors
€200,000
target
5.0
%
Interest
24
months
Maturity
6
months
Repayments
A+
B
C
D
E
Credit score
Microfinance
Euro
Female entrepreneurs
Climate

Impact

172
Lives improved

OXUS is a microfinance institution in Tajikistan committed to offer financial services to the working poor and unbanked entrepreneurs in the country. Access to finance is an effective tool against poverty. It increases entrepreneurial activity, resulting in job creation, empowerment, and economic development. The MFI serves entrepreneurs and people in rural areas, where 80% of their clients live. 40% of their client portfolio are female entrepreneurs.


Related blog posts

  • Read the introduction of OXUS as a new investment opportunity here.
  • Get to know more about Tajikistan here.
  • Want to learn more about how financial inclusion can thrive entrepreneurship? Read here.
  • Wondering which other microfinance institutions we have in our portfolio? Check them out here.