Validus 28

Eka leads PT Surya Eka Putra, one of the main distributors of medicines in East Java. With a loan from Validus, she was able to expand her inventory and supply more pharmacies with essential medicines. Through her work, Eka is helping to improve access to healthcare across Java.

funding gap emerging markets
Validus
Company
Indonesia
Country

The project

The family-owned company PT Surya Eka Putra was founded in 1980 and has grown into an important distributor of medicines. After taking over the business from her mother, Eka used a loan from Validus to continue expanding. With this financing, she strengthened her distribution network, supplies pharmacies more efficiently, and ensures more people receive their medication on time.

The company was selected as the exclusive distributor for the province,  a recognition of Eka’s dedication to improving healthcare in Java.

Validus is a fintech platform that supports established SMEs across Southeast Asia with fast and accessible financing. Through its digital platform, entrepreneurs in Indonesia gain access to short-term growth loans. Its clients are diverse: from small shops in rural areas selling everyday goods such as medicines, soap, and milk, to distribution companies supplying consumer products like soft drinks.

By investing in Validus, you support medium-sized businesses in Indonesia to grow and create a positive impact within their communities.


Validus on Lendahand

  • Active on Lendahand since: July 2022
  • Total raised: €4,064,515
  • Already repaid: €3,179,924
  • Interest disbursed: €162,250
  • Payments on time: 24 out of 24 (100%)


Your investment

  • Annual interest rate: 6,5%
  • With an investment of €1,000, the expected total repayment is €1,065.
  • Maturity: 12 months
  • Grace period: 12 months. You will receive the full repayment after 12 months. Interest is paid after 6 and 12 months.
  • Currency: Dollar. Please note that although you invest in euros, the loan is in dollars, so there is a risk of exchange rate fluctuations between dollars and euros. Visit our page on exchange rate risks for more information.

 

Validus

CEO
Nikhilesh Goel
Founded
2015-01-01
Location
Singapore
Sector
Distribution and Processing
Turnover
$2,500,000
Employees
297
€100,000raised
Fully funded in 15 days on 6 November 2025.
406investors
€100,000loan is in
USD
target
6.5
%
Interest
12
months
Maturity
6
months
Repayments
A+
B
C
D
E
Credit score
USD
Growth financing

Impact

100
Lives improved

Validus aims to improve the lives of everyone connected to small and medium-sized enterprises (SMEs). This includes not only the business owners but also their customers, employees, and families. Since 2015, the digital lending platform has financed more than $3 billion for SMEs in Singapore, Indonesia, Vietnam, and Thailand. Entrepreneurs in Southeast Asia face a significant funding gap. In Indonesia alone, SMEs need around $160 billion to grow. Through its financial services, Validus helps bridge this gap and contributes to greater financial inclusion in the region.
 

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