Validus 39

Everyday products like food, water, and soap are not easily accessible everywhere. Distribution companies make sure these essentials reach local shops. In Indonesia, Lie ensures stores are stocked. With financing from Validus, his company can grow and reach more communities with essential products.

funding gap emerging markets
Validus
Company
Indonesia
Country

The project

FMCG (Fast Moving Consumer Goods) are products that are sold quickly and used daily. These essentials are necessary for nutrition, hygiene, and health, such as food, water, and soap. Access to these products directly affects quality of life.

Lie is one of the directors of PT Rukun Mitra Sejati, a distribution company supplying FMCG products to shops across Indonesia. Through their work, basic goods are also available in more remote areas where access can be limited.

To continue growing, the company needed working capital. Through financing platform Validus, they accessed a loan that allowed them to pay suppliers on time. This may seem operational, but in practice it means more shops are stocked and essential goods reach more people. The company was also able to open new branches.

In 2022, the company had around 2,400 employees. With this growth, they create jobs and help make essential products available in more locations.

Will you give entrepreneurs like Lie in Indonesia the opportunity to grow and reach more people?


Your investment

  • Annual interest rate: 6,5%
  • With an investment of €1,000, the expected total repayment is €1,065.
  • Maturity: 12 months
  • Grace period: 12 months. You will receive the full repayment after 12 months. Interest is paid after 6 and 12 months.
  • Currency: Dollar. Please note that although you invest in euros, the loan is in dollars, so there is a risk of exchange rate fluctuations between dollars and euros. Visit our page on exchange rate risks for more information.

Validus

CEO
Nikhilesh Goel
Founded
2015-01-01
Location
Singapore
Sector
Distribution and Processing
Turnover
€25,271,414
Employees
297
€98,880raised
Still €51,120 needed, 46 days to go
506investors
€150,000loan is in
USD
target
6.5
%
Interest
12
months
Maturity
6
months
Repayments
A
B+
C
D
E
Credit score
USD
Growth financing

Impact

10
Lives improved

Validus aims to improve the lives of everyone connected to small and medium-sized enterprises (SMEs). This includes not only the business owners but also their customers, employees, and families. Since 2015, the digital lending platform has financed more than $3 billion for SMEs in Singapore, Indonesia, Vietnam, and Thailand. Entrepreneurs in Southeast Asia face a significant funding gap. In Indonesia alone, SMEs need around $160 billion to grow. Through its financial services, Validus helps bridge this gap and contributes to greater financial inclusion in the region.
 

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