MásKapital 6

What does €500 mean to you? For a female entrepreneur in Mexico, it can be the opportunity to earn an income from her business activities. Microfinance institution MásKapital provides women entrepreneurs with access to financing, enabling them to become more financially independent.

funding gap emerging markets
MásKapital
Company
Mexico
Country

The project

A €500 loan may seem small, but it can make a big difference for a small entrepreneur in Mexico. It provides the push needed to purchase more inventory, invest in tools, or set up a market stall. Women in Mexico can benefit greatly from financial support, as they often face structural barriers when building and growing their income.

Many women lack access to a bank account or formal credit. Without a credit history or collateral, such as property in their name, a bank loan is often not an option. At the same time, many women work in micro and small businesses or in the informal sector, where working capital is essential for growth.

That is why MásKapital focuses exclusively on women entrepreneurs. Through group loans, they gain access to financing to sustain and expand their businesses or self-employed activities. This leads to higher incomes, more employment opportunities, and a stronger economic position for women.

Will you invest in the financial independence of women in Mexico?

Your investment

  • Interest rate per year: 5.5%
  • Maturity: 18 months. You will receive a repayment, including interest, each 6 months. This means you will receive three repayments in total: in month six, twelve and eighteen. 
  • Currency: Euro

MásKapital

CEO
David Ojeda Yañez
Founded
1993-06-20
Location
Oaxaca de Juarez
Sector
Financial services
Turnover
€4,398,043
Employees
699
€200,000raised
Fully funded in 1 day on 29 April 2026.
565investors
€200,000
target
5.5
%
Interest
18
months
Maturity
6
months
Repayments
A
B
C
D
E
Credit score
Female entrepreneurs
Group loans
Euro

Impact

380
Lives improved

In Oaxaca, one of the poorest regions of Mexico, 58.4% of the population lives in multidimensional poverty (CONEVAL, 2022). Many families rely on small-scale income-generating activities, such as a home-based kiosk, market stalls, or traditional crafts. Without access to formal financing, it is difficult to grow or stabilize these businesses. Women are especially affected, as they have fewer economic opportunities while also carrying most of the responsibilities at home.

MásKapital addresses this challenge directly. With 100% of their clients being women, they make a clear contribution to gender equality and local entrepreneurship. They provide group loans in which women form small groups and support each other throughout the loan term, while remaining individually responsible for their own loan. This approach makes credit accessible to women who would otherwise be excluded.

With loans starting at 1,000 MXN (about 45 euros), women can start or grow their businesses. This leads to more stable incomes, greater independence, and stronger decision-making power. Every loan is an investment in lasting progress for women and their communities in Oaxaca.