Bailyk 26

Bailyk

Company

Kyrgyzstan

Country

The project

In rural Kyrgyzstan, a bank branch is out of reach for many. Life there revolves around small-scale farming and livestock, but financial services remain inaccessible.

With more than 50 branches spread across both urban and rural areas, Bailyk Finance reaches even the entrepreneurs who need a helping hand the most. Bailyk is active in the rural areas of Kyrgyzstan, where access to financial services is far from guaranteed, particularly for small entrepreneurs and women.

59% of Bailyk's loans go to female entrepreneurs. With the right financing, they build their businesses, increase their income and invest in their families, in education, food and housing. This ripples through their communities, creating greater stability and opportunities for the next generation.

Farida is a prime example of this. In her village, making ends meet was a daily struggle. With a loan from Bailyk Finance, she was able to buy a cow, a decision that changed everything. The income from selling milk now covers her family's daily expenses, and she's already thinking ahead. She wants to save enough to give her children a chance at a good education, perhaps even abroad.

When you invest in Bailyk, you invest in that ripple effect: financial independence for women across Kyrgyzstan, one loan at a time.

Your investment

• Annual interest rate: 6%
• Maturity: 24 months, you will receive a repayment every six months including the interest
• With an investment of €1,000, the expected total repayment is €1,075
• Currency: Dollar. Please note that although you invest in euros, the loan is in dollars, so there is a risk of exchange rate fluctuations between dollars and euros. Visit our page on exchange rate risks for more information.