We are very proud of that we have been awarded again this year. SInce we first obtained our B Impact score we've tried to raise the impact bar for ourselves while creating an attractive financial product. Social impact and a healthy return go hand in hand.
One of the cool things about Lulalend is that they disburse loans through an automated online platform. By using algorithms, credit scores can be assigned and assessed rapidly. A potential borrower knows whether his loan has been approved in just a couple of hours. If so, the money is transferred and will be in the borrower’s account the same day.
Investments in sustainable initiatives will continue to increase in the coming years. This is evident from a large study by Schroders Investment Managers. In their Global Investor Study 2017, they did a survey with more than 20,000 active investors from 30 countries in all parts of the world about the sustainability of their investments. People from Australia, Brazil and the USA, but also from Germany, Italy and the Netherlands.
“More than 50 million small entrepreneurs are seen as unbankable in Indonesia. Nusa Makmur aims to change this by collaborating with local cooperatives in the country. Through these cooperatives Nusa Makmur reaches the entrepreneurs that make a difference in their local communities.”
Op zondag 1 april (geen grap) kwam ik aan in Yogyakarta. Gelukkig had Novita, Executive Assistent bij Nusa Makmur, me al voorbereid op het vervoer. In plaats van onderhandelen met een taxi-chauffeur in de hitte (33 graden) heb je handige Apps waarmee je een chauffeur kunt vinden in de buurt. Je kunt voor de Indonesische Uber gaan, genaamd GrabCar of gebruik GoJek voor een motortaxi.
Two captains of industries - and not coincidentally two B-Corps - are combining forces. Sistema.bio is a social enterprise that provides biogas digesters and appliances to rural farmers in several countries in Latin America, Kenya and India. Lendahand allows retail investors to sustain this initiative while earning a decent financial return. Together they will positively impact the lives of more than 4.500 people.
5 March 2018 it was exactly 5 years ago that the first investment was made on our crowdfunding platform. Looking back, we can honestly say it's been a hell of a ride: we experienced 5 exciting and hectic years with many challenges.
More than 1 billion people worldwide do not have access to energy. Most of them are in Africa. But something beautiful is developing. In the coming decades, more and more of these people will have access to energy. And it can be done in a way that will not damage our planet.
Wat een kwartaal! Het beste kwartaal in de geschiedenis van Lendahand qua investeringen op de website. En niet alleen mochten we dit kwartaal meer nieuwe investeerders verwelkomen dan in alle voorgaande kwartalen van 2017, ook breidden we uit naar Engeland.
Het zal niemand ontgaan zijn dat de rente historisch laag staat. Op je spaargeld ontvang je een rente die lager is dan de inflatie. Dat betekent dat je in reële waarde erop achteruit gaat door te sparen. Immers, met je spaargeld inclusief rente kan je over een jaar minder goederen kopen dan vandaag. En dan moet je ook nog eens rekening houden met de gevreesde vermogensrendementsheffing. Kortom, je spaarpotje wordt kleiner waar je bij staat. En snel ook.
Like every fast-growing company, our ambitions have met with their own share of challenges. For the sake of transparency, we would like to share these challenges with you and likewise our thoughts on how we intend to address them.
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